2908 15th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2908 15th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,156 sqft · built 1999
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2023)
Tax Bill	$3,976 (2026)
Deeds & Mortgages	Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-45772-0178`

Property Details

APN / Parcel Number

Primary APN	`82-45772-0178`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,156 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Width	76 ft Width
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2908 15TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD27
Legal Description	LOT 015 BLK 001 CIMARRON ESTATES THIRD ADD SECTION 26 TOWNSHIP 124 RANGE 028 SECTION 26 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	26
Legal Subdivision	CIMARRON ESTATES THIRD ADD
Legal Block	1
Legal Lot Number	15
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3023
Census Tract	402

Owner

Source: Stearns County records · APN 82-45772-0178

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2908 15TH AVE S, SAINT CLOUD, MN 56301-5687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Jan 25, 2017 · Amount on Record
Deed Document Number	20231579631
Record Updated	Jun 08, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 25, 2017
Property Address	2908 15TH AVE S, SAINT CLOUD, MN 56301-5687
Document Number	00A1488047
Instrument Date	Jan 24, 2017
Instrument	A1488047
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NOT AVAILABLE, HEARTLAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$336.41
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2424 18TH AVE SE, SAINT CLOUD, MN 56304-7400

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,976.00 (+31.22%)
2025		$286,700 (+8.11%) Land $50,000 Building $236,700	$286,700 (+8.11%) Land $50,000 Building $236,700
2023	$3,030.00	$265,200 Land $50,000 Building $215,200	$265,200 Land $50,000 Building $215,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: BIF IV Intrepid HoldCo, Verizon.

Based on FCC filings for 211 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Cloud serves 71,321 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.