2908 108th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 2908 108th St, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,615 sqft · built 2005
Lot Size0.125 acres (5,460 sqft)
OwnerIndividual Name on File
Tax Bill$2,350 (2025)
Deeds & MortgagesSep 2019 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNR304801

Property Details

APN / Parcel Number

Primary APNR304801

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,615 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,460 sqft (0.125 acres)
Lot Dimensions105 ft deep x 52 ft wide
Garage Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2908 108TH ST
CityLUBBOCK
StateTX
Zip79423-6718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBROOK SOUTH L 68
Legal SubdivisionSTONEBROOK SOUTH
Legal Lot Number680
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1003
Census Tract10511

Owner

2908 108th St is owned and occupied by an individual who acquired it in January 2018.

Source: Lubbock County records, as of February 19, 2026

Owner of RecordIndividual Name on File
Mailing Address2908 108TH ST, LUBBOCK, TX 79423-6718
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jan 5, 2018Vendor's Lien, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2018
Deed SaleJan 25, 2018
Prior SaleJun 26, 2009
Deed Document Number2018-3048
Prior Transfer DateJan 5, 2018
Prior Transfer Doc2018000527
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address2908 108TH ST, LUBBOCK, TX 79423-6718
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035037
DateSep 6, 2019
Instrument2019035037
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressDALLAS, TX 75244
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049

January 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJan 5, 2018
Property Address2908 108TH ST, LUBBOCK, TX 79423-6718
Document Number0000000527
Map ReferenceVOL9258 PG233
Instrument DateJan 3, 2018
Instrument2018000527
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2908 108TH ST, LUBBOCK, TX 79423-6718

Mortgage

Document Number0000000528
DateJan 5, 2018
Instrument2018000528
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2908 108th St was $2,350 with a homeowner's exemption, down 17.4% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,350.00 (-17.43%) Homeowner's exemption$192,539 Land $21,700 Building $170,839$192,539 Land $21,700 Building $170,839
2024$2,846.00 (-6.66%)
2023$3,049.00 (-15.91%) Homeowner's exemption$200,476 Land $21,700 Building $179,920$201,620 Land $21,700 Building $179,920
2022$3,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2908 108th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2908 108th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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