Harford County property record for 2907 Willoughby Beach Rd, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,137 sqft · built 1948 |
| Lot Size | 0.567 acres (24,717 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Sep 2017) |
| Tax Bill | $2,364 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-178032 |
| Primary APN | 01-178032 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,137 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 24,717 sqft (0.567 acres) |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 178032 |
|---|---|
| Street Address | 2907 WILLOUGHBY BEACH RD |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 1 24717 SF 2907 WILLOUGHBY BEACH RD LD KULKARNI PT 134/3 |
| Legal Subdivision | KULKARNI |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 301602 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2907 WILLOUGHBY BEACH RD, EDGEWOOD, MD 21040-3417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Sep 27, 2017 | Deed, Transfer TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2017 · Amount on Record |
| Deed Sale | Sep 27, 2017 · Amount on Record |
| Prior Sale | Sep 1, 2010 · Amount on Record |
| Deed Document Number | 201712529-0352 |
| Deed Book / Page | 12529 / 352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2907 WILLOUGHBY BEACH RD, EDGEWOOD, MD 21040-3417 |
| Document Number | 0138280077 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 2907 WILLOUGHBY BEACH RD EDGEWOOD MD 210403417, EDGEWOOD, MD 21040-3417 |
| Document Number | 0138280077 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 013828/000077 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 30, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 27, 2017 |
| Property Address | 2907 WILLOUGHBY BEACH RD, EDGEWOOD, MD 21040-3417 |
| Document Number | 0125290352 |
| Book / Page | 12529 / 0352 |
| Map Reference | MB JJR134 FO03 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 12529-0352 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | ADVANTAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2907 WILLOUGHBY BEACH RD, EDGEWOOD, MD 21040-3417 |
| Document Number | 125290359 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 12529-0359 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,364.00 (+11.56%) | $216,900 (+18.4%) Land $78,800 Building $138,100 | $216,900 (+18.4%) Land $78,800 Building $138,100 |
| 2025 | $2,119.00 (+7.29%) | ||
| 2023 | $183,200 Land $78,800 Building $104,400 | $183,200 Land $78,800 Building $104,400 | |
| 2022 | $1,975.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2003–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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