Lake County property record for 2907 W 40th Pl, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,035 sqft · built 1953 |
| Lot Size | 0.157 acres (6,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Oct 2025) |
| Tax Bill | $1,672 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01-39-0085-0026 |
| Primary APN | 001-01-39-0085-0026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,035 sqft Living Area |
| Basement Area | 1,035 sqft |
| Year Built | Built 1953 |
|---|---|
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,882 sqft (0.157 acres) |
| Lot Dimensions | 135 ft deep x 51 ft wide |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-01-39-0085-0026 |
|---|---|
| Old Parcel Number | 013900850026 |
| Street Address | 2907 W 40TH PL |
| City | GARY |
| State | IN |
| Zip | 46408-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEVERLY HIGHLANDS L.26 BL.G |
| Legal Subdivision | BEVERLY HIGHLANDS |
| Legal Block | G |
| Legal Lot Number | 26 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 41302 |
2907 W 40th Pl is owned and occupied by an individual who bought it in October 2025.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2907 W 40TH PL, GARY, IN 46408-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on File |
| Deed Sale | Oct 21, 2025 · Amount on File |
| Deed Document Number | 2025-540631 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Oct 21, 2025 |
| Property Address | 2907 W 40TH PL, GARY, IN 46408-2307 |
| Document Number | 0000040631 |
| Map Reference | MB 19 PG 11 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025-540631 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | NORTHWEST INDIANA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2907 W 40TH PL, GARY, IN 46408-2307 |
| Document Number | 0000040632 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025-540632 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120,900 (+55.4%) Land $9,800 Building $111,100 | $120,900 (+55.4%) Land $9,800 Building $111,100 | |
| 2024 | $1,672.00 | $77,800 (-2.02%) Land $9,300 Building $68,500 | $77,800 (-2.02%) Land $9,300 Building $68,500 |
| 2023 | $79,400 (+1.4%) Land $9,300 Building $70,100 | $79,400 (+1.4%) Land $9,300 Building $70,100 | |
| 2022 | $1,585.00 | $78,300 Land $9,200 Building $69,100 | $78,300 Land $9,200 Building $69,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2907 W 40th Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2907 W 40th Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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