Harris County property record for 2907 Surrey Trail Ln, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,201 sqft · built 2000 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,738 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-399-001-0043 |
| Primary APN | 120-399-001-0043 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,201 sqft Living Area |
| 1st Floor Area | 2,201 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,797 sqft (0.179 acres) |
| View / Lot | Flood Plain |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 209 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1203990010043 |
|---|---|
| Street Address | 2907 SURREY TRAIL LN |
| City | KATY |
| State | TX |
| Zip | 77450-7455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 43 BLK 1 CINCO RANCH EQUESTRIAN VILLAGE SEC 2 |
| Legal Subdivision | CINCO RANCH EQUESTRIAN VILLAGE SEC 2 |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 454502 |
2907 Surrey Trail Ln is owned and occupied by two individuals who acquired it in March 2025.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2907 SURREY TRAIL LN, KATY, TX 77450-7455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2025 |
| Deed Sale | Mar 28, 2025 |
| Prior Sale | Jun 20, 2008 · Amount on File |
| Deed Document Number | 2025112235 |
| Prior Transfer Date | Jun 17, 2008 |
| Prior Transfer Doc | 0000323305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2907 SURREY TRAIL LN, KATY, TX 77450-7455 |
| Document Number | 0000490157 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11531 POETA LN RICHMOND TX 774064533, RICHMOND, TX 77406-4533 |
| Document Number | 0000490157 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 490157 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | EL PASO, TX 79935 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 6, 2032 |
The 2025 property tax bill for 2907 Surrey Trail Ln was $6,738 with a homeowner's exemption, up 33.1% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420,652 (+6.94%) Land $88,474 Building $332,178 | $420,652 (+6.94%) Land $88,474 Building $332,178 | |
| 2025 | $6,738.00 (+33.14%) Homeowner's exemption | $393,346 Land $73,415 Building $319,931 | $393,346 Land $73,415 Building $319,931 |
| 2024 | $5,061.00 | ||
| 2023 | $402,665 Land $64,002 Building $338,663 | $402,665 Land $64,002 Building $338,663 | |
| 2022 | $4,312.00 | ||
| 2020 | $4,536.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2907 Surrey Trail Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 267 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 267 in force |
| Nearby Flood Claims | 83 (2004–2022) |
| Claims Outside the SFHA | 82 of 83 |
| Most Recent Claim | Mar 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2907 Surrey Trail Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCO MUD 6 serves 3,048 people · EPA ID TX0790316 |
|---|---|
| Water Source | Purchased groundwater from CINCO MUD 1 |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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