2907 Summerfield Rd, Winter Park, FL 32792 Property Records

Orange County property record for 2907 Summerfield Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,532 sqft · built 1968
Lot Size	0.293 acres (12,744 sqft)
Owner	2 Individual Names on File
Last Sale	$749,000 (Jun 2025)
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-30-3055-04-010`

Property Details

APN / Parcel Number

Primary APN	`09-22-30-3055-04-010`
Alternative APNs	`302209305504010` `479779` `485429` `489988`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,532 sqft Living Area
Gross Area	3,308 sqft
1st Floor Area	2,532 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1973
Exterior Material	Concrete/Cinder Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,744 sqft (0.293 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft
Patio Area	402 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2907 SUMMERFIELD RD
City	WINTER PARK
State	FL
Zip	32792-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	GOLFSIDE SECTION ONE 1/91 LOT 1 BLK D
Legal Range	30E
Legal Township	22S
Legal Section	09
Legal Subdivision	GOLFSIDE SEC 1
Legal Tract	3055
Legal Block	D
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	4
Census Block	4007
Census Tract	16200

Owner

2907 Summerfield Rd is owned by two individuals who bought it in June 2025.

Source: Orange County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 CLAYTON ST, ORLANDO, FL 32804-4401
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADDITION FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Deed Document Number	2025375854
Prior Transfer Date	Sep 21, 2023
Prior Transfer Doc	0000553896
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2907 SUMMERFIELD RD, WINTER PARK, FL 32792-5115
Transaction Type	Mortgage
Record Updated	Apr 25, 2024
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 SUMMERFIELD RD, WINTER PARK, FL 32792-5115

Mortgage

Document Number	0000206974
Date	Apr 10, 2024
Instrument	20240206974

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Apr 9, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2907 SUMMERFIELD RD, WINTER PARK, FL 32792-5115
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210180663
Date	Mar 30, 2021
Instrument	20210180663

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2907 Summerfield Rd was $3,246, down 61.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,769 (+145.48%)	$642,670 (+19%) Land $270,000 Building $372,670
2025	$3,246.00 (-61.64%)	$230,880	$540,080 Land $270,000 Building $270,080
2024	$8,463.00 (+179.21%)
2023	$3,031.00 (+14.12%) Homeowner's exemption	$217,838 (+3%)	$512,164 (+25.61%) Land $270,000 Building $242,164
2022	$2,656.00 Homeowner's exemption	$211,493	$407,757 Land $200,000 Building $207,757

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2907 Summerfield Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	3 (2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2907 Summerfield Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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