2907 Spaulding Dr, Wilmington, NC 28405 Property Records

New Hanover County property record for 2907 Spaulding Dr, Wilmington, NC 28405

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,400 sqft · built 1971
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Jun 2022)
Tax Bill	$1,434 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R04808-006-013-000`

Property Details

APN / Parcel Number

Primary APN	`R04808-006-013-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Exterior Material	Combination
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Terrain	Low
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2907 SPAULDING DR
City	WILMINGTON
State	NC
Zip	28405-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD-17
Legal Description	LOT 13 BLK F CREEKWOOD NORTH S/D
Legal Subdivision	CREEKWOOD NORTH SEC 1
Legal Block	F
Legal Lot Number	13
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	4
Census Block	4014
Census Tract	10300

Owner

2907 Spaulding Dr is owned and occupied by an individual who bought it in June 2022.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2907 SPAULDING DR, WILMINGTON, NC 28405-2034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Warranty Deed, Transfer · FHA Mortgage BLUE RIDGE BANK
May 22, 2019	Loan Modification, Mortgage ATTORNEY ONLY
Feb 11, 2019	Deed of Trust, Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Prior Sale	Jun 8, 2004 · Amount on File
Deed Document Number	202223160
Deed Book / Page	6574 / 781
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jun 21, 2022
Property Address	2907 SPAULDING DR, WILMINGTON, NC 28405-2034
Document Number	00657400781
Book / Page	6574 / 781
Map Reference	MB 12 PG 46
Instrument Date	Jun 2, 2022
Instrument	2022023160
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 MERCHANTS CIR STE 202, 94, HAMPSTEAD, NC 28443-5300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 SPAULDING DR, WILMINGTON, NC 28405-2034

Mortgage

Document Number	2022023161
Date	Jun 21, 2022
Instrument	2022023161

Lender

Name	BLUE RIDGE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Mortgage

Document Number	00657400796
Date	Jun 21, 2022
Book Page	6574/796
Instrument	2022023162

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	LURAY, VA 22835

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW HANOVER NC
Property Address	2907 SPAULDING DR, WILMINGTON, NC 28405-2034
Document Number	0062170248
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	160 AVERY RD BRIDGETON NC 28519, BRIDGETON, NC 28519

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2907 SPAULDING DR, WILMINGTON, NC 28405-2034
Document Number	0061952782
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	160 AVERY RD BIRMINGHAM AL 35203, BIRMINGHAM, AL 35203

Mortgage

Document Number	0061952782
Date	Feb 18, 2019
Book Page	006195/002782
Instrument	4462

Lender

Name	US SMALL BUSN ADMN
Address	FORT WORTH, TX 76155

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 17, 2034

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 2907 Spaulding Dr was $1,434, up 13.4% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,800 (-) Land $42,600 Building $201,200	$243,800 (-) Land $42,600 Building $201,200
2025	$1,434.00 (+13.36%)	$243,800 Land $42,600 Building $201,200	$243,800 Land $42,600 Building $201,200
2024	$1,265.00 (+2.93%)
2023	$1,229.00 (+98.87%)	$145,500 Land $50,200 Building $95,300	$145,500 Land $50,200 Building $95,300
2022	$618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2907 Spaulding Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2907 Spaulding Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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