2907 S Riverside Dr, McHenry, IL 60050 Property Records

McHenry County property record for 2907 S Riverside Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,148 sqft · built 1986
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Mar 2022)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-18-377-014`

Property Details

APN / Parcel Number

Primary APN	`15-18-377-014`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,148 sqft Living Area

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2907 S RIVERSIDE DR
City	MCHENRY
State	IL
Zip	60050-8031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0009304 LTS 6 & 7 BLK 7 RIVERSIDE PARK SUB NO 2
Legal Subdivision	RIVERSIDE PARK
Legal Block	7
Legal Lot Number	6-7 7
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1004
Census Tract	870810

Owner

2907 S Riverside Dr is owned and occupied by an individual who bought it in March 2022.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2907 S RIVERSIDE DR, MCHENRY, IL 60050-8031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 20, 2019	Warranty Deed, Transfer · Conventional with PMI BAY EQUITY
Aug 23, 2017	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	Feb 20, 2019 · Amount on File
Deed Document Number	2022R0009304
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 11, 2022
Property Address	2907 S RIVERSIDE DR, MCHENRY, IL 60050-8031
Document Number	0000009304
Map Reference	MB 5 PG 31
Instrument Date	Mar 11, 2022
Instrument	2022R0009304
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORPORATIO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 S RIVERSIDE DR, MCHENRY, IL 60050-8031

Mortgage

Document Number	0000009305
Date	Mar 11, 2022
Instrument	2022R0009305

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 20, 2019
Property Address	2907 S RIVERSIDE DR, MCHENRY, IL 60050-8031
Document Number	0000004580
Instrument Date	Feb 1, 2019
Instrument	4580
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2907 S RIVERSIDE DR MCHENRY IL 600508031, MCHENRY, IL 60050-8031

Mortgage

Document Number	4581
Date	Feb 20, 2019
Instrument	4581

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2049

Interest

Rate Type	Fixed Rate
Rate	4.99%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 23, 2017
Property Address	2907 S RIVERSIDE DR, MCHENRY, IL 60050-8031
Document Number	0000031253
Map Reference	MB5 PG31
Instrument Date	Aug 11, 2017
Instrument	2017R0031253
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	775 CONCORD CT, 775, ALGONQUIN, IL 60102-2134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 S RIVERSIDE DR, MCHENRY, IL 60050-8031

Mortgage

Document Number	0000031255
Date	Aug 23, 2017
Instrument	2017R0031255

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Secondary School District	Community High School District 155 (09 - 12)
Elementary School District	Prairie Grove Community School District 46 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$52,422 Land $6,681 Building $45,741	$157,266 Land $20,043 Building $137,223

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2907 S Riverside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	52 (1978–2026)
Claims Outside the SFHA	4 of 52
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2907 S Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-HOLIDAY HILLS private · serves 868 people · EPA ID IL1115350
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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