2907 S Cardinal Dr, Ennis, TX 75119 Property Records

Ellis County property record for 2907 S Cardinal Dr, Ennis, TX 75119

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,180 sqft · built 2018
Lot Size	0.171 acres (7,449 sqft)
Owner	2 Trust Names on File
Last Sale	$142,400 (Dec 2020)
Tax Bill	$8,629 (2025)
Deeds & Mortgages	Jun 2021 Transfer Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R162023`

Property Details

APN / Parcel Number

Primary APN	`R162023`
Alternative APNs	`25844000401200103` `162023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,180 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	2,180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	120 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2907 S CARDINAL DR
City	ENNIS
State	TX
Zip	75119-7424
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 12 BLK 4 SUMMERWOOD I .171 AC
Legal Subdivision	SUMMERWOOD I
Legal Block	4
Legal Lot Number	12
Jurisdiction	ELLIS TX
Township / Civil Division	ENNIS
Census Block Group	3
Census Block	3008
Census Tract	61600

Owner

2907 S Cardinal Dr, a duplex, is held in a trust since May 2021.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5172 FM 1603, 75, CHATFIELD, TX 75105-3040
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Intrafamily Transfer, Transfer
Dec 16, 2020	Warranty Deed, Transfer HIGHLANDS RESID'L MTG
Dec 13, 2018	Deed of Trust, Mortgage MID AMERICA MTG/SOUTHWEST
Jan 26, 2018	Deed of Trust, Mortgage FIRST ST BK
Nov 9, 2017	Grant Deed, Subdivision Related Transfer FIRST ST BK
May 28, 2017	Loan Modification, Mortgage FIRST ST BK/RICE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Deed Document Number	202046610
Last Transfer Date	May 31, 2021
Transfer Doc	0000023859
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELLIS TX
Recording Date	Jun 1, 2021
Property Address	2907 S CARDINAL DR, ENNIS, TX 75119-7424
Document Number	0002123859
Map Reference	CAB A SL 779
Instrument Date	Feb 24, 2021
Instrument	2123859
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5172 FM 1603, CHATFIELD, TX 75105-3040

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Dec 16, 2020
Property Address	2907 S CARDINAL ST, ENNIS, TX 75119-7424
Document Number	0000046610
Instrument Date	Dec 14, 2020
Instrument	46610
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5172 FM 1603 CHATFIELD TX 751053040, CHATFIELD, TX 75105-3040

Mortgage

Document Number	46611
Date	Dec 16, 2020
Instrument	46611

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	2907 S CARDINAL ST, ENNIS, TX 75119-7424
Document Number	0000036095
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907S CARDINALA & B ENNIS TX 75119, ENNIS, TX 75119

Mortgage

Document Number	0000036095
Date	Dec 18, 2018
Instrument	36095

Lender

Name	MID AMERICA MTG/SOUTHWEST
Type	Mortgage Company
Address	MIDLOTHIAN, TX 76065

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	2907 S CARDINAL ST, ENNIS, TX 75119-7424
Document Number	0000002982
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 430 PALMER TX 751520430, PALMER, TX 75152-0430

Mortgage

Document Number	0000002982
Date	Feb 1, 2018
Instrument	2982

Lender

Name	FIRST ST BK
Type	Bank
Address	ENNIS, TX 75119

Agreement

Amount	Amount on Record

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Nov 9, 2017
Property Address	2907 S CARDINAL ST, ENNIS, TX 75119-7424
Document Number	0000032069
Instrument Date	Nov 3, 2017
Instrument	32069
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2018

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 430 PALMER TX 751520430, PALMER, TX 75152-0430
Investor	Possibly a Property Investor

Mortgage

Document Number	32070
Date	Nov 9, 2017
Instrument	32070

Lender

Name	FIRST ST BK
Type	Bank
Address	ENNIS, TX 75119

Agreement

Amount	Amount on Record

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	2907 S CARDINAL ST, ENNIS, TX 75119-7424
Document Number	0000017809
Instrument Date	May 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership

Mortgage

Document Number	0000017809
Date	Jun 27, 2017
Instrument	17809

Lender

Name	FIRST ST BK/RICE
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 26, 2018

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 2907 S Cardinal Dr was $8,629, up 4.1% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ennis City
Unified School District	Ennis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,000 (+2.09%) Land $55,000 Building $351,000	$406,000 (+2.09%) Land $55,000 Building $351,000
2025	$8,629.00 (+4.1%)	$397,705 Land $55,000 Building $342,705	$397,705 Land $55,000 Building $342,705
2024	$8,289.00 (+9.57%)
2023	$7,565.00	$351,244 Land $45,000 Building $306,244	$351,244 Land $45,000 Building $306,244
2018	$216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2907 S Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2907 S Cardinal Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ENNIS serves 24,891 people · EPA ID TX0700001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Cardinal Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures