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2907 Regner Rd, McHenry, IL 60051 Property Records

McHenry County property record for 2907 Regner Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 7 ba · 3,888 sqft · built 1922
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$710,000 (Aug 2017)
Deeds & MortgagesMar 2021 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-20-126-019

Property Details

APN / Parcel Number

Primary APN10-20-126-019

Interior

Bedrooms3 Beds
Full Baths7 Baths
Half Baths3 Half Baths
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,888 sqft Living Area
Gross Area6,406 sqft
1st Floor Area2,279 sqft
Basement Area2,226 sqft
Finished Basement1,780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Architectural StyleOther
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area16,553 sqft (0.38 acres)
Garage Area896 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Deck Area684 sqft
Patio Area388 sqft
Shed1 Shed
Shed Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2907 REGNER RD
CityMCHENRY
StateIL
Zip60051-6943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0028605 LT 18 & SUBLT 2 LT 27 MCHENRY PLAT NO 19 & LT 28 SPRING LAKE CLUB GROUNDS
Legal Range09E
Legal Township45N
Legal Section20
Legal SubdivisionSPRING LAKE CLUB GROUNDS
Legal Block126
Legal Lot Number18
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1018
Census Tract870702

Owner

Source: McHenry County assessment roll, APN 10-20-126-019, as of January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2907 REGNER RD, MCHENRY, IL 60051-6943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2021Deed of Trust, Mortgage
CALIBER HOME LOANS INC
Jul 29, 2019Deed of Trust, Mortgage
CALIBER HM LOANS
Aug 02, 2017Grant Deed, Transfer
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2017 · Amount on Record
Deed SaleAug 02, 2017 · Amount on Record
Prior SaleJul 21, 2004
Deed Document Number2017R0028605
Record UpdatedJun 07, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2907 REGNER RD, MCHENRY, IL 60051-6943
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011494
DateMar 02, 2021
Instrument2021R0011494
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2907 REGNER RD, MCHENRY, IL 60051-6943
Document Number0000024539
Instrument DateJul 29, 2019
Transaction TypeMortgage
Record UpdatedAug 14, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2907 REGNER RD MCHENRY IL 600516943, MCHENRY, IL 60051-6943

Mortgage

Document Number0000024539
DateAug 05, 2019
Instrument24539
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueAug 04, 2049

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateAug 02, 2017
Property Address2907 REGNER RD, MCHENRY, IL 60051-6943
Document Number0000028605
Instrument DateJul 25, 2017
Instrument28605
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,065.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2907 REGNER RD MCHENRY IL 600516943, MCHENRY, IL 60051-6943

Mortgage

Document Number28606
DateAug 02, 2017
Instrument28606
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
AmountAmount Recorded
Term360 Months
DueAug 01, 2047
Interest
Rate TypeAdjustable Rate
Rate5.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll as of January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2022$321,030 Land $104,860 Building $216,170$963,090 Land $314,580 Building $648,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118707021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims38 (1979–2026)
Claims Outside the SFHA3 of 38
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 12 claims
  • Severe Storms & Flooding, Jun 1993 · 9 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 93 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1115700, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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