2907 N Kilpatrick Ave, Chicago, IL 60641 Property Records

Cook County property record for 2907 N Kilpatrick Ave, Chicago, IL 60641

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,076 sqft · built 1918
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jun 2022)
Tax Bill	$4,644 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-27-117-018`

Property Details

APN / Parcel Number

Primary APN	`13-27-117-018`
Alternative APN	`13-27-117-018-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	1,076 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,600 sqft (0.083 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2907 N KILPATRICK AVE
City	CHICAGO
State	IL
Zip	60641-5237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(KOESTER) & (ZANDERS)(SECTION) LINE SUB IN THE NW NW SEC 27-40-13
Legal Range	13E
Legal Township	40N
Legal Section	27
Legal Subdivision	KOESTER & ZANDERS SECTION
Legal Lot Number	266
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1011
Census Tract	190100

Owner

2907 N Kilpatrick Ave is owned by two individuals who bought it in June 2022.

Source: Cook County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2247 N LECLAIRE AVE, CHICAGO, IL 60639-3119
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Jun 3, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Dec 10, 2016	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Apr 22, 2015 · Amount on File
Deed Document Number	202221307
Prior Transfer Date	Mar 25, 1996
Prior Transfer Doc	0000000184
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2907 N KILPATRICK AVE, CHICAGO, IL 60641-5237
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002112013
Date	Jan 21, 2022
Instrument	2202112013

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.75%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 15, 2025
Property Address	2907 N KILPATRICK AVE, CHICAGO, IL 60641-5237
Document Number	0028822128
Instrument Date	Oct 10, 2025
Instrument	2528822128
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 N KILPATRICK AVE, CHICAGO, IL 60641-5237

Mortgage

Document Number	0028822129
Date	Oct 15, 2025
Instrument	2528822129

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7%

Mortgage

Document Number	0028822130
Date	Oct 15, 2025
Instrument	2528822130

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2035

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 3, 2022
Property Address	2907 N KILPATRICK AVE, CHICAGO, IL 60641-5237
Document Number	0015421307
Instrument Date	May 20, 2022
Instrument	2215421307
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2907 N KILPATRICK AVE, 2907, CHICAGO, IL 60641-5237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 N KILPATRICK AVE, CHICAGO, IL 60641-5237

Mortgage

Document Number	0015421308
Date	Jun 3, 2022
Instrument	2215421308

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.12%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2907 N KILPATRICK AVE, CHICAGO, IL 60641-5237
Document Number	2029720074
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 N KILPATRICK AVE CHICAGO IL 606415237, CHICAGO, IL 60641-5237

Mortgage

Document Number	2029720074
Date	Oct 23, 2020
Instrument	29720074

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2907 N KILPATRICK AVE, CHICAGO, IL 60641-5237
Document Number	1705233081
Instrument Date	Dec 10, 2016
Transaction Type	Mortgage
Record Updated	Mar 3, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 N KILPATRICK AVE CHICAGO IL 606415237, CHICAGO, IL 60641-5237

Mortgage

Document Number	1705233081
Date	Feb 21, 2017
Instrument	5233081

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,000 (+36.36%) Land $11,160 Building $18,840	$300,000 (+36.36%) Land $111,600 Building $188,400
2023	$4,644.00 (+21.48%)	$22,000 (-) Land $9,000 Building $13,000	$220,000 (-) Land $90,000 Building $130,000
2022	$3,823.00 Homeowner's exemption	$22,000 Land $9,000 Building $13,000	$220,000 Land $90,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2907 N Kilpatrick Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2907 N Kilpatrick Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile, Zentro.

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