2907 Lois Cir, Eastover (Fayetteville), NC 28312 Property Records

Cumberland County property record for 2907 Lois Cir, Eastover, NC 28312

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,555 sqft · built 1975
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Oct 2012)
Tax Bill	$1,894 (2026)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0468-16-2049`

Property Details

APN / Parcel Number

Primary APN	`0468-16-2049`
Alternative APN	`0468.01162049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,555 sqft Heated Area
1st Floor Area	1,555 sqft
Utility Area	63 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	120 ft deep x 158 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	2907 LOIS CIR
City	EASTOVER
State	NC
Zip	28312-9282
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R6A
Legal Description	MRS EDGAR S W DRAUGHON LO:5 SE:01 PL:0040-0031
Legal Subdivision	TOWN OF EASTOVER
Legal Block	16
Legal Lot Number	5
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	1
Census Block	1001
Census Tract	1401

Owner

2907 Lois Cir, a rural home, is owned by an individual who bought it in October 2012.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 CASTLEWOOD DR, FREDERICKSBURG, VA 22406-8423
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2012 · Amount on File
Deed Sale	Oct 25, 2012 · Amount on File
Prior Sale	Jun 4, 2012 · Amount on File
Deed Book / Page	9026 / 753
Prior Transfer Date	May 14, 2012
Prior Transfer Doc	0089150047
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	2907 LOIS CIR, EASTOVER, NC 28312-9282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105540004
Date	Jul 30, 2019
Book Page	10554/4
Instrument	23422

Lender

Name	THE FIDELITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2907 Lois Cir was $1,894.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Eastover Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,894.00
2025	$1,894.00 (+22.35%)	$165,632 (+23.86%) Land $16,000 Building $149,632	$165,632 (+23.86%) Land $16,000 Building $149,632
2024	$1,548.00 (+7.2%)	$133,725 (-) Land $9,500 Building $124,225	$133,725 (-) Land $9,500 Building $124,225
2023	$1,444.00 (+2.63%)	$133,725 Land $9,500 Building $124,225	$133,725 Land $9,500 Building $124,225
2022	$1,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2907 Lois Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2907 Lois Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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