2907 Lake Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 2907 Lake Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,854 sqft · built 2015
Lot Size	0.113 acres (4,950 sqft)
Owner	Individual Name on Record
Tax Bill	$3,105 (2025)
Deeds & Mortgages	May 2018 Loan Modification Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R427710`

Property Details

APN / Parcel Number

Primary APN	`R427710`
Alternative APN	`4238-09-001-0010-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,854 sqft Living Area
1st Floor Area	1,757 sqft
2nd Floor Area	1,097 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,950 sqft (0.113 acres)
Lot Dimensions	115 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R427710
Street Address	2907 LAKE DR
City	KATY
State	TX
Zip	77494-7327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KATY CREEK RANCH SEC 9, BLOCK 1, LOT 1
Legal Subdivision	KATY CREEK RANCH SEC 9
Legal Block	1
Legal Lot Number	1
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2006
Census Tract	673113

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2907 LAKE DR, KATY, TX 77494-7327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2018	Loan Modification, Mortgage WELLS FARGO BK
Apr 19, 2018	Deed of Trust, Mortgage US SMALL BUSN ADMN
Apr 26, 2018	Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2016
Deed Sale	Mar 29, 2016
Prior Sale	Mar 1, 2016
Deed Document Number	2016031391
Record Updated	Jun 8, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FORT BEND TX
Property Address	2907 LAKE DR, KATY, TX 77494-7327
Document Number	0000063019
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 LAKE DR KATY TX 774947327, KATY, TX 77494-7327

Mortgage

Document Number	0000063019
Date	Jun 7, 2018
Instrument	63019

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jun 6, 2046

Interest

Rate	3.87%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	2907 LAKE DR, KATY, TX 77494-7327
Document Number	0000044233
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 LAKE DR KATY TX 774947327, KATY, TX 77494-7327

Mortgage

Document Number	0000044233
Date	Apr 26, 2018
Instrument	44233

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FORT BEND TX
Recording Date	Apr 26, 2018
Property Address	2907 LAKE DR, KATY, TX 77494-7327
Instrument Date	Apr 19, 2018
Instrument	44234
Transaction Type	Construction Loan
Record Updated	Nov 14, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 LAKE DR KATY TX 774947327, KATY, TX 77494-7327

Mortgage

Document Number	0000044234
Date	Apr 26, 2018
Instrument	44234

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,105.00 (-21.27%) Homeowner's exemption	$304,959 (+1%) Land $44,330 Building $402,586	$446,916 (+0.5%) Land $44,330 Building $402,586
2024	$3,944.00 (+42.33%) Homeowner's exemption	$277,235 (+1%) Land $44,330 Building $400,384	$444,714 (-3.65%) Land $44,330 Building $400,384
2023	$2,771.00 (+2.63%) Homeowner's exemption	$252,032 Land $34,100 Building $427,465	$461,565 Land $34,100 Building $427,465
2018	$2,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS FORT BEND COUNTIES MUD 5 serves 4,641 people · EPA ID TX0790347
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures