2907 Hwy 38, Cabot, AR 72023 Property Records

Lonoke County property record for 2907 Hwy 38, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,591 sqft · built 1975
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on File
Last Sale	$206,500 (Jan 2020)
Tax Bill	$2,133 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-09365-006`

Property Details

APN / Parcel Number

Primary APN	`001-09365-006`
Alternative APN	`11593`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,591 sqft Living Area
Gross Area	3,831 sqft
1st Floor Area	3,591 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	115,870 sqft (2.66 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Driveway	Asphalt Driveway
Driveway Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	96 sqft
Porch	Patio
Porch Area	432 sqft
Patio Area	288 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2907 HIGHWAY 38
City	CABOT
State	AR
Zip	72023-8118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NW PART OF THE NW OF THE NW QUARTER OF SECTION 16, T4N - R9W, OF THE 5TH PRINCIPAL MERIDIAN, LONOKE COUNTY, ARKANSAS DESCRIBED AS FOLLOWS: COMMENCING AT THE NE CORNER OF THE NW QUARTER OF SAID SECTION 16; THENCE S 90 00 MINUTES 00 SECONDS W, AL
Legal Range	09W
Legal Township	04N
Legal Section	16
Legal Subdivision	CENTRAL
Legal Block	1
Jurisdiction	LONOKE AR
Township / Civil Division	CAROLINE
Census Block Group	1
Census Block	1017
Census Tract	20103

Owner

2907 Hwy 38 is owned and occupied by two individuals who bought it in January 2020.

Source: Lonoke County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2907 HIGHWAY 38, CABOT, AR 72023-8118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	May 24, 2014
Deed Document Number	20201060
Transfer Doc	0000005181
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	2907 HIGHWAY 38, CABOT, AR 72023-8118
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	COMMERCE TITLE AND CLOSING SERVICES, COMMERCE TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2907 HIGHWAY 38 CABOT AR 720238118, CABOT, AR 72023-8118

Mortgage

Document Number	1061
Date	Jan 31, 2020
Instrument	1061

Lender

Name	RESIDENTIAL ACCPTNC
Address	TAMPA, FL 33607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2907 Hwy 38 was $2,133 with a homeowner's exemption, up 30.6% from the year before.

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,133.00 (+30.62%) Homeowner's exemption	$46,480 Land $5,320 Building $41,160	$232,400 Land $26,600 Building $205,800
2024	$1,633.00 (-4.39%)
2023	$1,708.00 Homeowner's exemption	$46,480 Land $5,320 Building $41,160	$232,400 Land $26,600 Building $205,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2907 Hwy 38 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2907 Hwy 38 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20