2907 Ginger Hill Ln, Durham, NC 27703 Property Records

Durham County property record for 2907 Ginger Hill Ln, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,041 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$457,500 (Jan 2023)
Tax Bill	$4,827 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0841-69-7961`

Property Details

APN / Parcel Number

Primary APN	`0841-69-7961`
Alternative APNs	`0841-69-79-6114` `230718`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,041 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	2907 GINGER HILL LN
City	DURHAM
State	NC
Zip	27703-2699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10(D)
Legal Description	MEADOWS AT TWIN LAKES/LT# 037 PL:000205-000219
Legal Subdivision	MEADOWS AT TWIN LAKES
Legal Lot Number	37
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2013
Census Tract	1802

Owner

2907 Ginger Hill Ln is owned and occupied by two individuals who bought it in January 2023.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2907 GINGER HILL LN, DURHAM, NC 27703-2699
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2023 · Amount on File
Deed Sale	Jan 26, 2023 · Amount on File
Deed Document Number	202350222
Deed Book / Page	9853 / 205
Record Updated	Oct 29, 2026

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 26, 2023
Property Address	2907 GINGER HILL LN, DURHAM, NC 27703-2699
Document Number	0098530205
Book / Page	9853 / 205
Map Reference	MB 207 PG 70-77
Instrument Date	Jan 26, 2023
Instrument	2023050222
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 RDU CENTER DR STE 202, 202, MORRISVILLE, NC 27560-7643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 GINGER HILL LN, DURHAM, NC 27703-2699

Mortgage

Document Number	2023050223
Date	Jan 26, 2023
Instrument	2023050223

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 2907 Ginger Hill Ln was $4,827, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,827.00 (+2.53%)	$475,013 (-) Land $89,900 Building $385,113	$475,013 (-) Land $89,900 Building $385,113
2025	$4,708.00	$475,013 Land $89,900 Building $385,113	$475,013 Land $89,900 Building $385,113
2023	$4,856.00 (+13,024.32%)	$78,165 Land $78,165	$78,165 Land $78,165
2022	$37.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2907 Ginger Hill Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2907 Ginger Hill Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Frontier, Google Fiber, T-Mobile.

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