Lorain County property record for 2907 Elyria Ave, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,760 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Dec 2020) |
| Tax Bill | $1,487 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-098-105-017 |
| Primary APN | 03-00-098-105-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 880 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 169 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 126 sqft |
| Patio Area | 126 sqft |
| Balcony Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2907 ELYRIA AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHEFFIELD LAND CO SUB 40 X 171.07 |
| Legal Subdivision | SHEFFIELD LAND CO SUB |
| Legal Block | 105 |
| Legal Lot Number | 4336 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 23200 |
2907 Elyria Ave is owned and occupied by an individual who bought it in December 2020.
Source: Lorain County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2907 ELYRIA AVE, LORAIN, OH 44055-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 1, 2020 | Warranty Deed, Transfer QUICKEN LNS |
| Dec 1, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2020 · Amount on File |
| Deed Sale | Dec 1, 2020 · Amount on File |
| Prior Sale | Oct 24, 2012 · Amount on File |
| Deed Document Number | 2020791394 |
| Prior Transfer Date | Feb 25, 2014 |
| Prior Transfer Doc | 0000496352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2907 ELYRIA AVE, LORAIN, OH 44055-1334 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2907 ELYRIA AVE, LORAIN, OH 44055-1334 |
| Document Number | 0000873098 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022-0873098 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 1, 2020 |
| Property Address | 2907 ELYRIA AVE, LORAIN, OH 44055-1334 |
| Document Number | 0000791394 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 791394 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2907 ELYRIA AVE LORAIN OH 440551334, LORAIN, OH 44055-1334 |
| Document Number | 791395 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 791395 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 1, 2020 |
| Property Address | 2907 ELYRIA AVE, LORAIN, OH 44055-1334 |
| Document Number | 0000791394 |
| Map Reference | VOL 6 PG 16 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 2020-0791394 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
| Document Number | 0000791395 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020-0791395 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 2907 Elyria Ave was $1,487.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,487.00 | $37,030 (-) Land $2,370 Building $34,660 | $105,800 (-) Land $6,780 Building $99,020 |
| 2024 | $1,487.00 (+31.48%) | $37,030 (+73.01%) Land $2,373 Building $34,657 | $105,800 (+73.02%) Land $6,780 Building $99,020 |
| 2023 | $1,131.00 (+0.89%) | $21,403 (-0.03%) Land $1,127 Building $20,276 | $61,150 Land $3,220 Building $57,930 |
| 2022 | $1,121.00 | $21,410 Land $1,130 Building $20,280 | |
| 2021 | $61,150 Land $3,220 Building $57,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2907 Elyria Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2907 Elyria Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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