2907 Elm St, Higginsville, MO 64037 Property Records

Lafayette County property record for 2907 Elm St, Higginsville, MO 64037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,360 sqft · built 2002
Lot Size	0.206 acres (8,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,719 (Apr 2022)
Tax Bill	$2,367 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-3.0-06-3-003-097.020`

Property Details

APN / Parcel Number

Primary APN	`17-3.0-06-3-003-097.020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,360 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,991 sqft (0.206 acres)
Lot Dimensions	143 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2907 ELM ST
City	HIGGINSVILLE
State	MO
Zip	64037-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 & 5 BLK 15 GROVE YOUNGS SOUTHSIDE ADDN; 1009-916, 1130-436, 2018DR3983, 2022DR2208
Legal Range	25
Legal Township	49
Legal Section	06
Legal Subdivision	GROVE YOUNGS SOUTHSIDE ADDN
Legal Block	15
Legal Lot Number	4-5
Jurisdiction	LAFAYETTE MO
Township / Civil Division	DAVIS
Census Block Group	3
Census Block	3000
Census Tract	90402

Owner

Source: Lafayette County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2907 ELM ST, HIGGINSVILLE, MO 64037-4500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Oct 1, 2018
Deed Document Number	20222208
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Apr 29, 2022
Property Address	2907 ELM ST, HIGGINSVILLE, MO 64037-4500
Document Number	2022DR2208
Instrument Date	Apr 29, 2022
Instrument	2022DR2208
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 ELM ST, HIGGINSVILLE, MO 64037-4500

Mortgage

Document Number	2022DR2209
Date	Apr 29, 2022
Instrument	2022DR2209

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Oct 1, 2018
Property Address	2907 ELM ST, HIGGINSVILLE, MO 64037-4500
Document Number	2018DR3983
Instrument Date	Sep 27, 2018
Instrument	2018DR3983
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 PINE ST, HIGGINSVILLE, MO 64037-2200

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Higginsville City
Unified School District	Lafayette County C-1 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,367.00	$36,081 (+14%)	$189,900 (+14%) Land $4,700 Building $185,200
2023		$31,651	$166,586 Land $4,126 Building $162,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGGINSVILLE PWS serves 4,800 people · EPA ID MO1010363
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Green Hills Technologies Cable	250 / 20

May also be available: Verizon.

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