2907 E 43rd St, Des Moines, IA 50317 Property Records

Polk County property record for 2907 E 43rd St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,500 sqft · built 1999
Lot Size	0.229 acres (9,991 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jun 2026)
Tax Bill	$4,944 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060/07934-884-000`

Property Details

APN / Parcel Number

Primary APN	`060/07934-884-000`
Alternative APN	`792328256001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,500 sqft Living Area
Gross Area	2,349 sqft
1st Floor Area	849 sqft
Upper Floors Area	651 sqft
Basement Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,991 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2907 E 43RD ST
City	DES MOINES
State	IA
Zip	50317-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 SUNRISE ESTATES PLT NO 2
Legal Subdivision	SUNRISE ESTATES PLAT 2
Legal Lot Number	14
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1002
Census Tract	10602

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2907 E 43RD ST, DES MOINES, IA 50317-4000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit AFFINITY CU
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION
Dec 11, 2019	Deed of Trust, Mortgage · Conventional with PMI AFFINITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Jun 7, 2007 · Amount on Record
Deed Document Number	202634221
Deed Book / Page	20548 / 877
Prior Transfer Date	May 5, 1999
Prior Transfer Doc	0000099967
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2907 E 43RD ST, DES MOINES, IA 50317-4000
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 E 43RD ST, DES MOINES, IA 50317-4000

Mortgage

Document Number	0000013286
Date	Mar 22, 2024
Book Page	19748/351
Instrument	2024-00013286

Lender

Name	AFFINITY CU
Type	Credit Union
Address	475 NW HOFFMAN LN, DES MOINES, IA 50313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Apr 6, 2029

Interest

Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 9, 2026
Property Address	2907 E 43RD ST, DES MOINES, IA 50317-4000
Document Number	0000034221
Book / Page	20548 / 877
Instrument Date	May 28, 2026
Instrument	202634221
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,975.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 E 43RD ST, DES MOINES, IA 50317-4000

Mortgage

Document Number	0000034222,
Date	Jun 9, 2026
Instrument	202634222

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2907 E 43RD ST, DES MOINES, IA 50317-4000
Document Number	0000059130
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2907 E 43RD ST DES MOINES IA 503174000, DES MOINES, IA 50317-4000

Mortgage

Document Number	0000059130
Date	Jan 6, 2020
Book Page	017654/000062
Instrument	59130

Lender

Name	AFFINITY CU
Address	DES MOINES, IA 50313

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Jan 5, 2030

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,944.00 (+2.23%) Homeowner's exemption	$281,000 (+11.55%) Land $45,200 Building $235,800	$281,000 (+11.55%) Land $45,200 Building $235,800
2024	$4,836.00 (+8.82%)
2023		$251,900 Land $39,600 Building $212,300	$251,900 Land $39,600 Building $212,300
2020	$4,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: CenturyLink, Metronet, Verizon.

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