2907 Douglas St, Joliet, IL 60435 Property Records

Will County property record for 2907 Douglas St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,264 sqft · built 1995
Lot Size	0.19 acres (8,188 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Apr 2020)
Tax Bill	$7,757 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-06-12-103-027`

Property Details

APN / Parcel Number

Primary APN	`05-06-12-103-027`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,264 sqft Living Area
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,188 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2907 DOUGLAS ST
City	JOLIET
State	IL
Zip	60435-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 IN NORTHFIELD SUB UNIT 3, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC. 12, T35N-R9E.
Legal Range	09E
Legal Township	35N
Legal Section	12
Legal Subdivision	NORTHFIELD UNIT 3
Legal Lot Number	22
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1000
Census Tract	883206

Owner

2907 Douglas St is owned and occupied by two individuals who bought it in April 2020.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2907 DOUGLAS ST, JOLIET, IL 60435-9402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 23, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2020 · Amount on File
Deed Sale	Apr 23, 2020 · Amount on File
Prior Sale	Sep 26, 2012 · Amount on File
Deed Document Number	202030607
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2907 DOUGLAS ST, JOLIET, IL 60435-9402
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085586
Date	Aug 4, 2021
Instrument	R2021085586

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	80613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 23, 2020
Property Address	2907 DOUGLAS ST, JOLIET, IL 60435-9402
Document Number	0000030607
Instrument Date	Apr 1, 2020
Instrument	30607
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	AGENTS NATIONAL TITLE INSURANCE COMPANY, AGENTS NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1220 STERLING AVE JOLIET IL 604322653, JOLIET, IL 60432-2653

Mortgage

Document Number	30608
Date	Apr 23, 2020
Instrument	30608

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2907 Douglas St was $7,757.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,757.00	$99,072 (+8.35%) Land $17,724 Building $81,348	$297,216 (+8.35%) Land $53,172 Building $244,044
2024		$91,437 Land $16,358 Building $75,079	$274,311 Land $49,074 Building $225,237
2022	$6,658.00 Homeowner's exemption	$77,737 Land $13,907 Building $63,830	$233,211 Land $41,721 Building $191,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2907 Douglas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1981–2006)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2006 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2907 Douglas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Bertram Communications, Verizon.

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