2907 Carlene Dr, Bloomington, IL 61704 Property Records

McLean County property record for 2907 Carlene Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,254 sqft · built 1989
Lot Size	0.232 acres (10,087 sqft)
Owner	2 Individual Names on File
Last Sale	$236,000 (Jul 2019)
Tax Bill	$7,329 (2024)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-36-426-017`

Property Details

APN / Parcel Number

Primary APN	`14-36-426-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,254 sqft Living Area
Gross Area	5,077 sqft
1st Floor Area	2,464 sqft
Basement Area	2,038 sqft
Finished Basement	790 sqft
Unfinished Basement	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Foundation Type	Block
Roof Material	Asphalt
Lot Area	10,087 sqft (0.232 acres)
Lot Dimensions	120 ft deep x 84 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	157 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2907 CARLENE DR
City	BLOOMINGTON
State	IL
Zip	61704-8125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	EASTMOR SUB 2ND ADD LOT 105
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	EASTMOR SUB
Legal Lot Number	105
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2000
Census Tract	1105

Owner

2907 Carlene Dr is owned and occupied by two individuals who bought it in July 2019.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2907 CARLENE DR, BLOOMINGTON, IL 61704-8125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK & TRUST CO
Jul 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Mar 1, 2019	Deed of Trust, Mortgage · ARM HEARTLAND BANK & TRUST CO
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage IAA CU
Jul 11, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC
Jul 11, 2019	Intrafamily Transfer, Transfer FRONTIER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2019 · Amount on File
Deed Sale	Jul 11, 2019 · Amount on File
Deed Document Number	201910704
Prior Transfer Date	Jul 2, 2019
Prior Transfer Doc	0000010703
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2907 CARLENE DR, BLOOMINGTON, IL 61704-8125
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700012283
Date	Jul 13, 2017
Instrument	2017-00012283

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2907 CARLENE DR, BLOOMINGTON, IL 61704-8125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700012282
Date	Jul 13, 2017
Instrument	2017-00012282

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2032

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2907 CARLENE DR, BLOOMINGTON, IL 61704-8125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002982
Date	Mar 1, 2019
Instrument	2019-00002982

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	ARM
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	6.02%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	4.02%
Max Rate At Change	8.02%
Index	1-Year CMT
Margin	4
Max Rate	12%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2907 CARLENE DR, BLOOMINGTON, IL 61704-8125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000011838
Date	Jun 29, 2020
Instrument	2020-00011838

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 11, 2019
Property Address	2907 CARLENE DR, BLOOMINGTON, IL 61704-8125
Document Number	201900010704
Map Reference	DOC 87-13540
Instrument Date	Jul 3, 2019
Instrument	2019-00010704
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2907 CARLENE DR, BLOOMINGTON, IL 61704-8125

Mortgage

Document Number	201900010705
Date	Jul 11, 2019
Instrument	2019-00010705

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jul 11, 2019
Property Address	2907 CARLENE DR, BLOOMINGTON, IL 61704-8125
Document Number	201900010703
Map Reference	DOC 87-13540
Instrument Date	Jul 2, 2019
Instrument	2019-00010703
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 CARLENE DR, BLOOMINGTON, IL 61704-8125

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,007 Land $18,780 Building $100,227	$357,021 Land $56,340 Building $300,681
2024	$7,329.00 (+5.41%)
2023	$6,953.00	$93,066 Land $14,686 Building $78,380	$279,198 Land $44,058 Building $235,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2907 Carlene Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2907 Carlene Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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