2907 5th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2907 5th St, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1973
Square Footage	1,630 sqft Living Area
Lot Size	10,802 sqft (0.248 acres)
Occupancy	Owner Occupied
Last Sale	$350,000 (2026)
Tax Bill	$3,280.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-26-30-0725-0001-2655`
Alternative APNs	`263003072500012655` `81766`

Interior

Full Baths	1 Baths
Building Area	1,630 sqft Living Area
Gross Area	1,738 sqft Gross Area
1st Floor	1,630 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1973
Exterior Material	Combination Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,802 sqft (0.248 acres)
Depth X Width	135 ft x 80 ft Depth x Width
Porch Area	108 sqft Porch
Utility Building	108 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2907 5TH ST
City	SAINT CLOUD
State	FL
Zip	34769-2095
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 61-64 W 90 FT OF LOT 265
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	S L & I C TOWN OF ST CLOUD
Legal Tract	725
Legal Block	2655
Legal Lot Number	265
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2020
Census Tract	43203

Owner

Source: Osceola County records · APN 03-26-30-0725-0001-2655

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2907 5TH ST, SAINT CLOUD, FL 34769-2095
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2026 · Amount on Record
Deed Sale	Jun 19, 2026 · Amount on Record
Prior Sale	Dec 05, 2025 · Amount on Record
Deed Doc Number	202680733
Deed Book / Page	6990 / 2168
Prior Transfer Date	Nov 19, 2015
Prior Transfer Doc	0048862596
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 19, 2026
Property Address	2907 5TH ST, SAINT CLOUD, FL 34769-2095
Document Number	0000080733
Book / Page	6990 / 2168
Instrument Date	Jun 17, 2026
Instrument	202680733
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 5TH ST, SAINT CLOUD, FL 34769-2095
Investor	Possibly a Property Investor

Mortgage

Document Number	0000080734,
Date	Jun 19, 2026
Instrument	202680734

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,280.00 (+7.58%)	$195,200 (+12.9%) Land $55,000 Building $140,200	$195,200 (+12.9%) Land $55,000 Building $140,200
2024	$3,049.00 (+9.13%)
2023	$2,794.00 (+10.83%)	$172,900 (+12.71%) Land $50,000 Building $122,900	$172,900 (+12.71%) Land $50,000 Building $122,900
2022	$2,521.00	$153,400 Land $45,000 Building $108,400	$153,400 Land $45,000 Building $108,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.