Polk County property record for 2907 3rd St, Des Moines, IA 50313
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 774 sqft · built 1916 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Jan 2022) |
| Tax Bill | $1,436 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070/02351-000-000 |
| Primary APN | 070/02351-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 774 sqft Living Area |
| Gross Area | 1,490 sqft |
| 1st Floor Area | 774 sqft |
| Basement Area | 596 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 160 sqft |
| Patio Area | 66 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2907 3RD ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50313-4303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 62 BLK 2 LAKE PARK |
| Legal Subdivision | LAKE PARK |
| Legal Block | 2 |
| Legal Lot Number | 62 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 500 |
2907 3rd St is owned and occupied by an individual who bought it in January 2022.
Source: Polk County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2907 3RD ST, DES MOINES, IA 50313-4303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREENSTATE CU |
| Jan 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on File |
| Deed Sale | Jan 12, 2022 · Amount on File |
| Prior Sale | Mar 7, 2007 · Amount on File |
| Deed Document Number | 20223071 |
| Deed Book / Page | 18946 / 742 |
| Prior Transfer Date | Mar 1, 2006 |
| Prior Transfer Doc | 0000103675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2907 3RD ST, DES MOINES, IA 50313-4303 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003075 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 18946/761 |
| Instrument | 2022-00003075 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 5, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jan 12, 2022 |
| Property Address | 2907 3RD ST, DES MOINES, IA 50313-4303 |
| Document Number | 0000003071 |
| Book / Page | 18946 / 742 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022-00003071 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2907 3RD ST, DES MOINES, IA 50313-4303 |
| Document Number | 0000003074 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 18946/747 |
| Instrument | 2022-00003074 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jan 5, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,500 Land $18,400 Building $79,100 | $97,500 Land $18,400 Building $79,100 | |
| 2024 | $1,436.00 | ||
| 2023 | $83,500 Land $15,800 Building $67,700 | $83,500 Land $15,800 Building $67,700 | |
| 2020 | $1,592.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2907 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2907 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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