2906 Thayer Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2906 Thayer Dr, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,265 sqft · built 1956
Lot Size0.233 acres (10,149 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Jul 1997)
Tax Bill$4,487 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN76-3450-0009-00-4

Property Details

APN / Parcel Number

Primary APN76-3450-0009-00-4
Alternative APN
  • 11-76-3450-0009-00-4

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,265 sqft Living Area
1st Floor Area1,683 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area10,149 sqft (0.233 acres)
Lot Dimensions130 ft deep x 78 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2906 THAYER DR
CitySAINT JOSEPH
StateMI
Zip49085-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - A
Legal DescriptionLOT 9 IRISH HILLS
Legal SubdivisionIRISH HILS
Legal Lot Number9
Legal Unit9
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group2
Census Block2018
Census Tract1000

Owner

2906 Thayer Dr is owned and occupied by an individual who bought it in July 1997.

Source: Berrien County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address2906 THAYER DR, SAINT JOSEPH, MI 49085-2516
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2018Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Apr 6, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 1997 · Amount on File
Deed SaleJul 7, 1997 · Amount on File
Prior SaleDec 12, 1993 · Amount on File
Deed Book / Page1819 / 1474
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address2906 THAYER DR, SAINT JOSEPH, MI 49085-2516
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03218/2692
DateOct 3, 2018
Book Page3218/2692
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 1, 2048

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateApr 6, 2018
Property Address2906 THAYER DR, SAINT JOSEPH, MI 49085-2516
Document Number03202/0828
Book / Page3202 / 0828
Map ReferenceVOL14 PG14
Instrument DateApr 3, 2018
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2906 THAYER DR, SAINT JOSEPH, MI 49085-2516

Transferred To (Grantee/Buyer)

NameVerified Name
Address2906 THAYER DR, SAINT JOSEPH, MI 49085-2516

Tax Assessment & Valuation

The 2025 property tax bill for 2906 Thayer Dr was $4,487 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$164,300$328,600
2025$4,487.00
2023$127,000$254,000
2022$4,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2906 Thayer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2906 Thayer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Mercury Fiber.

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