2906 Summer Set Cir, Banning, CA 92220 Property Records

Riverside County property record for 2906 Summer Set Cir, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,240 sqft · built 1990
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$333,000 (May 2023)
Tax Bill	$4,820 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`538-321-043`

Property Details

APN / Parcel Number

Primary APN	`538-321-043`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	1,783 sqft
1st Floor Area	1,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Gravel
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2906 SUMMER SET CIR
City	BANNING
State	CA
Zip	92220-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.09 ACRES IN LOT 43 MB 134/071 TR 18063
Legal Subdivision	TRACT NO. 18063
Legal Tract	18063
Legal Lot Number	43
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1017
Census Tract	44300

Owner

2906 Summer Set Cir is owned and occupied by two individuals who bought it in May 2023.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2906 SUMMER SET CIR, BANNING, CA 92220-3728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 23, 2023	Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 23, 2023	Grant Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Aug 9, 2019	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Aug 9, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE IE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Prior Sale	Aug 9, 2019 · Amount on File
Deed Document Number	2023147522
Prior Transfer Date	Jan 19, 1998
Prior Transfer Doc	0000022725
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	May 23, 2023
Property Address	2906 SUMMER SET CIR, BANNING, CA 92220-3728
Document Number	0000147523
Map Reference	MB 134 PG 71-76
Instrument Date	May 22, 2023
Instrument	2023-0147523
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6531 1 2 SAN MATEO ST, PARAMOUNT, CA 90723

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RIVERSIDE CA
Recording Date	May 23, 2023
Property Address	2906 SUMMER SET CIR, BANNING, CA 92220-3728
Document Number	0000147521
Map Reference	MB 134 PG 71-76
Instrument Date	Apr 26, 2023
Instrument	2023-0147521
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12125 DAY ST STE U205A, U205A, MORENO VALLEY, CA 92557-6703

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 23, 2023
Property Address	2906 SUMMER SET CIR, BANNING, CA 92220-3728
Document Number	0000147522
Map Reference	MB 134 PG 71-76
Instrument Date	Apr 16, 2023
Instrument	2023-0147522
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2906 SUMMER SET CIR, BANNING, CA 92220-3728

Mortgage

Document Number	0000147524
Date	May 23, 2023
Instrument	2023-0147524

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 9, 2019
Property Address	2906 SUMMER SET CIR, BANNING, CA 92220-3728
Document Number	0000303743
Map Reference	MB 134 PG 71-76
Instrument Date	Aug 5, 2019
Instrument	2019-0303743
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2906 SUMMER SET CIR, BANNING, CA 92220-3728

Mortgage

Document Number	0000303744
Date	Aug 9, 2019
Instrument	2019-0303744

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 9, 2019
Property Address	2906 SUMMER SET CIR, BANNING, CA 92220-3728
Document Number	0000303742
Instrument Date	Jul 11, 2019
Instrument	303742
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE IE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24649 SKYLAND DR MORENO VALLEY CA 925575100, MORENO VALLEY, CA 92557-5100

Tax Assessment & Valuation

The 2025 property tax bill for 2906 Summer Set Cir was $4,820.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,381 (+2%) Land $21,224 Building $332,157
2025	$4,820.00	$346,453 Land $20,808 Building $325,645
2023	$3,331.00 (+2.18%) Homeowner's exemption	$240,718 Land $21,023 Building $219,695
2022	$3,260.00
2021			$312,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2906 Summer Set Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2906 Summer Set Cir is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

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