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2906 Spring Valley Rd, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 2906 Spring Valley Rd, Charlotte, NC 28210

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,294 sqft · built 1962
Lot Size0.347 acres (15,142 sqft)
OwnerIndividual Name on File
Last Sale$520,000 (Apr 2022)
Tax Bill$4,332 (2023)
Deeds & MortgagesApr 2022 Sale & Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN173-142-19

Property Details

APN / Parcel Number

Primary APN173-142-19

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,294 sqft Heated Area
Gross Area1,362 sqft
1st Floor Area1,330 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area15,142 sqft (0.347 acres)
PorchPorch
Porch Area32 sqft
Patio Area255 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number173-142-19
Street Address2906 SPRING VALLEY RD
CityCHARLOTTE
StateNC
Zip28210-5434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL6 B7 M9-195
Legal SubdivisionSPRING VLY
Legal Block7
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1015
Census Tract3105

Owner

2906 Spring Valley Rd is owned and occupied by an individual who bought it in April 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2906 SPRING VALLEY RD, CHARLOTTE, NC 28210-5434
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Apr 15, 2020Warranty Deed, Transfer · Conventional Mortgage
PLUS RELOCATION MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2022 · Amount on File
Deed SaleApr 22, 2022 · Amount on File
Prior SaleApr 15, 2020 · Amount on File
Deed Document Number0003727750
Deed Book / Page37277 / 50
Record UpdatedJun 7, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 22, 2022
Property Address2906 SPRING VALLEY RD, CHARLOTTE, NC 28210-5434
Document Number0000062404
Book / Page37277 / 50
Map ReferenceMB 9 PG 195
Instrument DateApr 14, 2022
Instrument2022062404
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyPANTHER TITLE INC, PANTHER TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,040.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2906 SPRING VALLEY RD, CHARLOTTE, NC 28210-5434

Mortgage

Document Number0000062405
DateApr 22, 2022
Instrument2022062405
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 15, 2020
Property Address2906 SPRING VALLEY RD, CHARLOTTE, NC 28210-5434
Document Number0000052701
Book / Page34472 / 733
Map ReferenceMB 9 PG 195
Instrument DateApr 14, 2020
Instrument2020052701
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1859 STANLEY LUCIA RD, 1859, MOUNT HOLLY, NC 28120-9709

Transferred To (Grantee/Buyer)

NameVerified Name
Address2906 SPRING VALLEY RD, CHARLOTTE, NC 28210-5434

Mortgage

Document Number0000052702
DateApr 15, 2020
Instrument2020052702
Lender
NamePLUS RELOCATION MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2906 Spring Valley Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims11 (1979–2008)
Claims Outside the SFHA5 of 11
Most Recent ClaimAug 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2906 Spring Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Google Fiber.

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