2906 River Bend Trl, Flower Mound, TX 75022 Property Records

Denton County property record for 2906 River Bend Trl, Flower Mound, TX 75022

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,248 sqft · built 1998
Lot Size	1.03 acres (44,925 sqft)
Owner	2 Individual Names on Record
Tax Bill	$28,624 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R188023 395820`

Property Details

APN / Parcel Number

Primary APN	`R188023 395820`
Alternative APNs	`SL1152A-00000G-0000-0007-0000` `SL1152A-00000G-0000-0007` `R188023` `998641`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,248 sqft Living Area
Gross Area	5,984 sqft
1st Floor Area	3,328 sqft
2nd Floor Area	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	44,925 sqft
Lot Dimensions	1 ft deep x 44,925 ft wide
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1 sqft
Porch	Open Porch
Porch Area	677 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2906 RIVER BEND TRL
City	FLOWER MOUND
State	TX
Zip	75022-0807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	648S
Legal Description	RIVER OAKS ESTATES BLK G LOT 7
Legal Subdivision	RIVER OAKS ESTATES
Legal Block	G
Legal Lot Number	7
Jurisdiction	DENTON TX
Township / Civil Division	LEWISVILLE-FLOWER MOUND
Census Block Group	2
Census Block	2025
Census Tract	21750

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2906 RIVER BEND TRL, FLOWER MOUND, TX 75022-0807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Jul 25, 2022	Warranty Deed, Transfer
Jul 6, 2018	Vendor's Lien, Transfer · ARM FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022
Deed Sale	Jul 25, 2022
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	2022108147
Prior Transfer Date	Jun 25, 2018
Prior Transfer Doc	0000078579
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	2906 RIVER BEND TRL, FLOWER MOUND, TX 75022-0807
Transaction Type	Mortgage
Record Updated	Aug 3, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221954
Date	Dec 7, 2021
Instrument	2021-221954

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	2906 RIVER BEND TRL, FLOWER MOUND, TX 75022-0807
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018876
Date	Feb 12, 2020
Instrument	2020-018876

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Jul 25, 2022
Property Address	2906 RIVER BEND TRL, FLOWER MOUND, TX 75022-0807
Document Number	0000108147
Map Reference	CAB M PG 185
Instrument Date	Jul 22, 2022
Instrument	2022-108147
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 RIVER BEND TRL, FLOWER MOUND, TX 75022-0807

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jul 6, 2018
Property Address	2906 RIVER BEND TRL, FLOWER MOUND, TX 75022-0807
Document Number	0000078579
Map Reference	CAB M SL 185
Instrument Date	Jun 25, 2018
Instrument	2018-078579
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	570 CAMILLA LN, 570, LANTANA, TX 76226-6453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 RIVER BEND TRL, FLOWER MOUND, TX 75022-0807

Mortgage

Document Number	0000078580
Date	Jul 6, 2018
Instrument	2018-078580

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Flower Mound Town
Unified School District	Lewisville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,433,905 (-23.5%) Land $314,475 Building $1,119,430	$1,433,905 (-24.53%) Land $314,475 Building $1,119,430
2025	$28,624.00 (+6.52%) Homeowner's exemption	$1,874,400 (+6.83%) Land $314,475 Building $1,585,525	$1,900,000 (+8.29%) Land $314,475 Building $1,585,525
2024	$26,873.00 (-3.81%)
2023	$27,936.00 (+26.64%)	$1,754,591 Land $314,475 Building $1,440,116	$1,754,591 Land $314,475 Building $1,440,116
2022	$22,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1997–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLOWER MOUND serves 80,000 people · EPA ID TX0610023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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