Story County property record for 2906 Ridgetop Rd, Ames, IA 50014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,425 sqft · built 1993 |
| Lot Size | 0.286 acres (12,478 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jun 2021) |
| Tax Bill | $8,010 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit Oct 2015 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28-365-050 |
| Primary APN | 05-28-365-050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,425 sqft Living Area |
| 1st Floor Area | 2,152 sqft |
| Basement Area | 2,152 sqft |
| Finished Basement | 2,080 sqft |
| Unfinished Basement | 72 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,478 sqft (0.286 acres) |
| Garage Type | Attached |
| Garage Area | 710 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 178 sqft |
| Patio Area | 182 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2906 RIDGETOP RD |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50014-4513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | NORTHRIDGE PARKWAY SD 9TH ADD LOT:11 AMES |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 28 |
| Legal Subdivision | NORTHRIDGE PARKWAY SD 9TH ADD |
| Legal Lot Number | 11 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 105 |
2906 Ridgetop Rd is owned and occupied by two individuals who bought it in June 2021.
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2906 RIDGETOP RD, AMES, IA 50014-4513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 22, 2015 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jun 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage GREATER IOWA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on File |
| Deed Sale | Jun 28, 2021 · Amount on File |
| Deed Document Number | 20218177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2906 RIDGETOP RD, AMES, IA 50014-4513 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201700003374 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 2017-00003374 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2906 RIDGETOP RD, AMES, IA 50014-4513 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 201500010347 |
|---|---|
| Date | Oct 22, 2015 |
| Instrument | 2015-00010347 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 12, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jun 28, 2021 |
| Property Address | 2906 RIDGETOP RD, AMES, IA 50014-4513 |
| Document Number | 0202108177 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021-08177 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $879.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2906 RIDGETOP RD, AMES, IA 50014-4513 |
| Investor | Possibly a Property Investor |
| Document Number | 0202108178 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021-08178 |
| Name | GREATER IOWA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2906 Ridgetop Rd was $8,010 with a homeowner's exemption, down 7.7% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,010.00 (-7.72%) Homeowner's exemption | $608,000 Land $99,800 Building $508,200 | $608,000 Land $99,800 Building $508,200 |
| 2024 | $8,680.00 | ||
| 2023 | $608,600 Land $117,700 Building $490,900 | $608,600 Land $117,700 Building $490,900 | |
| 2022 | $7,770.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2906 Ridgetop Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2906 Ridgetop Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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