2906 Morgan Dr, Carmel, NY 10512 Property Records

Putnam County and Southeast Town property record for 2906 Morgan Dr, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,172 sqft · built 1993
Lot Size	0.01 acres (436 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Apr 2004)
Tax Bill	$11,814 (2024)
Deeds & Mortgages	Feb 2024 Second Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`373089 44.-1-20.-2906`

Property Details

APN / Parcel Number

Primary APN	`373089 44.-1-20.-2906`
Alternative APN	`308904400000010200002906`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,172 sqft Living Area
1st Floor Area	712 sqft
2nd Floor Area	748 sqft
Basement Area	712 sqft
Finished Basement	712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Wood
Lot Area	436 sqft (0.01 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2906 MORGAN DR
City	CARMEL
State	NY
Zip	10512-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Block	1
Legal Lot Number	20.00
Jurisdiction	PUTNAM NY
Township / Civil Division	SOUTHEAST
Census Block Group	4
Census Block	4007
Census Tract	11802

Owner

2906 Morgan Dr is owned and occupied by two individuals who bought it in April 2004.

Source: Putnam County and Southeast Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2906 MORGAN DR, CARMEL, NY 10512-2618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HUDSON VALLEY FCU
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HUDSON VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2004 · Amount on File
Deed Sale	Apr 27, 2004 · Amount on File
Prior Sale	Dec 28, 1999 · Amount on File
Deed Book / Page	1665 / 221
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	2906 MORGAN DR, CARMEL, NY 10512-2618
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 MORGAN DR, CARMEL, NY 10512-2618

Mortgage

Document Number	0078530268
Date	Feb 15, 2024
Book Page	7853/268
Instrument	920-2024

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 10, 2034

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	2906 MORGAN DR, CARMEL, NY 10512-2618
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 MORGAN DR, CARMEL, NY 10512-2618

Mortgage

Document Number	0074840055
Date	Oct 12, 2021
Book Page	7484/55
Instrument	11921-2021

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	2906 MORGAN DR, CARMEL, NY 10512-2618
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 MORGAN DR, CARMEL, NY 10512-2618

Mortgage

Document Number	0077740230
Date	May 3, 2023
Book Page	7774/230
Instrument	2588-2023

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	84 Months
Due	Apr 30, 2030

Tax Assessment & Valuation

Source: Putnam County and Southeast Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Southeast Town
Unified School District	Brewster Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$425,000 Land $2,000 Building $423,000	$425,000 Land $2,000 Building $423,000
2024	$11,814.00
2023		$375,000 (+7.14%) Land $2,000 Building $373,000	$375,000 (+7.14%) Land $2,000 Building $373,000
2022		$350,000 Land $2,000 Building $348,000	$350,000 Land $2,000 Building $348,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2906 Morgan Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2906 Morgan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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