Oakland County property record for 2906 Montgomery Cir, Commerce Township, MI 48390
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3.5 ba · 4,004 sqft · built 2018 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $723,344 (Nov 2018) |
| Tax Bill | $7,391 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-24-203-045 |
| Primary APN | E-17-24-203-045 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 4,004 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 755 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2906 MONTGOMERY CIR |
|---|---|
| City | WALLED LAKE |
| State | MI |
| Zip | 48390-3605 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KV |
| Legal Description | T2N, R8E, SEC 24 OAKLAND COUNTY CONDOMINIUM PLAN NO 2148 MERRILL PARK UNIT 45 L 49619 P 001 8-2-16 FR 200-051 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 45 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 134500 |
2906 Montgomery Cir, a condominium, is owned and occupied by two individuals who bought it in November 2018.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2906 MONTGOMERY CIR, WALLED LAKE, MI 48390-3605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Nov 20, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Deed Document Number | 20189037 |
| Deed Book / Page | 52374 / 66 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2906 MONTGOMERY CIR, COMMERCE TOWNSHIP, MI 48390-3605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | JCT |
| Name | Verified Name |
|---|---|
| Address | 2906 MONTGOMERY CIR, COMMERCE TOWNSHIP, MI 48390-3605 |
| Document Number | 0000269921 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 57152/535 |
| Instrument | 269921 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2906 MONTGOMERY CIR, COMMERCE TOWNSHIP, MI 48390-3605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LIB |
| Name | Verified Name |
|---|
| Document Number | 0000103266 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 52973/00695 |
| Instrument | 103266 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 20, 2018 |
| Property Address | 2906 MONTGOMERY CIR, COMMERCE TOWNSHIP, MI 48390-3605 |
| Document Number | 0000189037 |
| Book / Page | 52374 / 00066 |
| Map Reference | LB 49619 PG 1 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 189037 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,222.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 BLOOMFIELD HILLS PKWY # PKWY150, 100, BLOOMFIELD HILLS, MI 48304-2949 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2906 MONTGOMERY CIR, WALLED LAKE, MI 48390-3605 |
| Document Number | 0000189038 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 189038 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 2906 Montgomery Cir was $7,391 with a homeowner's exemption, down 34.6% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,391.00 (-34.63%) Homeowner's exemption | $430,950 | $861,900 |
| 2024 | $11,306.00 | ||
| 2023 | $351,430 | $702,860 | |
| 2021 | $10,549.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2906 Montgomery Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2906 Montgomery Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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