2906 Esperanza Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 2906 Esperanza Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,398 sqft · built 1958
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Tax Bill	$4,009 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage Aug 2017 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111-180-012-2`

Property Details

APN / Parcel Number

Primary APN	`111-180-012-2`
Alternative APN	`111-180-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	6,600 sqft (0.152 acres)

Location & Zoning

Street Address	2906 ESPERANZA DR
City	CONCORD
State	CA
Zip	94519-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 2510 LOT 17
Legal Subdivision	TRACT NO 2510
Legal Tract	2510
Legal Lot Number	17
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3008
Census Tract	330000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2906 ESPERANZA DR, CONCORD, CA 94519-2232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Aug 7, 2017	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jul 26, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 27, 2017
Transfer Doc	0000141194
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2906 ESPERANZA DR, CONCORD, CA 94519-2232
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 ESPERANZA DR, CONCORD, CA 94519-2232

Mortgage

Document Number	0000190261
Date	Jul 2, 2021
Instrument	2021-190261

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	883 Months
Due	Jan 31, 2095

Interest

Rate Type	Adjustable Rate
Rate	1.55%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year CMT

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 7, 2017
Property Address	2906 ESPERANZA DR, CONCORD, CA 94519-2232
Document Number	0000141194
Map Reference	MAP66 PG8
Instrument Date	Jul 27, 2017
Instrument	2017-141194
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 ESPERANZA DR, CONCORD, CA 94519-2232

Mortgage

Document Number	0000141195
Date	Aug 7, 2017
Instrument	2017-141195

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.61%
Type Change Date	Aug 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 26, 2017
Property Address	2906 ESPERANZA DR, CONCORD, CA 94519-2232
Document Number	0000134071
Instrument Date	Jul 26, 2017
Instrument	134071
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 ESPERANZA DR CONCORD CA 945192232, CONCORD, CA 94519-2232

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,188 (+2%) Land $118,647 Building $165,541
2025	$4,009.00 (+5.44%) Homeowner's exemption	$278,617 (+4.04%) Land $116,321 Building $162,296
2023	$3,802.00 (+1.88%) Homeowner's exemption	$267,800 Land $111,805 Building $155,995
2022	$3,732.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Esperanza Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures