2906 E 11th Ct, Panama City, FL 32401 Property Records

Bay County property record for 2906 E 11th Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,156 sqft · built 1962
Lot Size	0.182 acres (7,971 sqft)
Owner	Individual Name on File
Last Sale	$192,100 (Jun 2022)
Tax Bill	$592 (2022)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15334-000-000`

Property Details

APN / Parcel Number

Primary APN	`15334-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,156 sqft Heated Area
Gross Area	1,564 sqft
1st Floor Area	1,156 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1987
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,971 sqft (0.182 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Driveway	Driveway
Driveway Area	300 sqft
Porch	Porch
Porch Area	360 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2906 E 11TH CT
City	PANAMA CITY
State	FL
Zip	32401-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 4S 14W -142- 118B2 BEG 225' N OF SW COR OF SE1/4 OF NW1/4 TH N 80' E 100'
Legal Range	14W
Legal Township	04S
Legal Section	02
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1047
Census Tract	1200

Owner

2906 E 11th Ct is owned by an individual who bought it in June 2022.

Source: Bay County records, as of November 6, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2300 CANAL ST, LYNN HAVEN, FL 32444-8332
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Prior Sale	Mar 23, 2017
Deed Document Number	2022041934
Deed Book / Page	4571 / 2087
Record Updated	Jun 7, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 23, 2017
Property Address	2906 E 11TH CT, PANAMA CITY, FL 32401-5010
Document Number	0038842068
Book / Page	003884 / 002068
Instrument Date	Mar 23, 2017
Instrument	15965
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2906 E 11TH CT PANAMA CITY BEACH FL 324015010, PANAMA CITY BEACH, FL 32401-5010

Mortgage

Document Number	38842071
Date	Mar 23, 2017
Book Page	003884/002071
Instrument	15966

Lender

Name	ALICE B COOLEY
Address	2300 CANAL ST, LYNN HAVEN, FL 32444-8332
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2022

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$592.00	$51,351 Land $14,280 Building $37,071	$51,351 Land $14,280 Building $37,071

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2906 E 11th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2906 E 11th Ct is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20