2906 Banchory Rd, Winter Park, FL 32792 Property Records

Orange County property record for 2906 Banchory Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,171 sqft · built 1969
Lot Size	0.223 acres (9,721 sqft)
Owner	2 Trust Names on File
Last Sale	$660,000 (Feb 2024)
Tax Bill	$7,872 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-22-30-9439-00-070`

Property Details

APN / Parcel Number

Primary APN	`10-22-30-9439-00-070`
Alternative APNs	`302210943900070` `482333` `487981` `492540`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,171 sqft Living Area
Gross Area	2,770 sqft
1st Floor Area	2,171 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,721 sqft (0.223 acres)
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2906 BANCHORY RD
City	WINTER PARK
State	FL
Zip	32792-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTER PARK PINES UNIT FIFTEEN 2/83 LOT 7
Legal Range	30E
Legal Township	22S
Legal Section	10
Legal Subdivision	WINTER PARK PINES UT 15
Legal Tract	9439
Legal Lot Number	7
Legal Unit	FIFTEE
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	4
Census Block	4000
Census Tract	16200

Owner

2906 Banchory Rd is owner-occupied and held in a trust since September 2024.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2906 BANCHORY RD, WINTER PARK, FL 32792-4502
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Sep 21, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FLORIDA CU
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FBC MTG
Apr 17, 2020	Loan Modification, Mortgage SEACOAST BK
May 1, 2020	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024 · Amount on File
Deed Sale	Feb 21, 2024 · Amount on File
Prior Sale	Dec 1, 2016 · Amount on File
Deed Document Number	2024103440
Last Transfer Date	Sep 16, 2024
Transfer Doc	0000541894
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2906 BANCHORY RD, WINTER PARK, FL 32792-4502
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 ALTALOMA AVE, ORLANDO, FL 32803-4120

Mortgage

Document Number	0000103441
Date	Feb 21, 2024
Instrument	20240103441

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2906 BANCHORY RD, WINTER PARK, FL 32792-4502
Document Number	0000509831
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 BANCHORY RD WINTER PARK FL 327924502, WINTER PARK, FL 32792-4502

Mortgage

Document Number	0000509831
Date	Sep 30, 2020
Instrument	509831

Lender

Name	FIRST FLORIDA CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 29, 2040

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 26, 2020
Property Address	2906 BANCHORY RD, WINTER PARK, FL 32792-4502
Document Number	0000296583
Instrument Date	May 20, 2020
Instrument	296583
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 BANCHORY RD WINTER PARK FL 327924502, WINTER PARK, FL 32792-4502

Mortgage

Document Number	296584
Date	May 26, 2020
Instrument	296584

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	2906 BANCHORY RD, WINTER PARK, FL 32792-4502
Document Number	0000287099
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2906 BANCHORY RD WINTER PARK FL 327924502, WINTER PARK, FL 32792-4502

Mortgage

Document Number	0000287099
Date	May 19, 2020
Instrument	287099

Lender

Name	SEACOAST BK

Agreement

Amount	Amount on Record

May 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ORANGE FL
Recording Date	May 1, 2020
Property Address	2906 BANCHORY RD, WINTER PARK, FL 32792-4502
Document Number	0000262023
Instrument Date	Apr 2, 2020
Instrument	262023
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 BANCHORY RD WINTER PARK FL 327924502, WINTER PARK, FL 32792-4502

Tax Assessment & Valuation

The 2025 property tax bill for 2906 Banchory Rd was $7,872, up 40.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,890 (-3.72%) Land $270,000 Building $212,890	$482,890 (-3.72%) Land $270,000 Building $212,890
2025	$7,872.00 (+40.45%) Homeowner's exemption	$501,540 Land $270,000 Building $231,540	$501,540 Land $270,000 Building $231,540
2024	$5,605.00 (+7.4%)
2023	$5,219.00 (+3.55%) Homeowner's exemption	$355,411 (+3%)	$482,053 (+24.84%) Land $270,000 Building $212,053
2022	$5,040.00 Homeowner's exemption	$345,059	$386,143 Land $200,000 Building $186,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2906 Banchory Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	3 (2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2906 Banchory Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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