2906 40th St SW, Lehigh Acres, FL 33976 Property Records

Lee County property record for 2906 40th St SW, Lehigh Acres, FL 33976

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 2008
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$157,900 (Jun 2017)
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Feb 2017 Mortgage May 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-45-26-07-00068.0140`

Property Details

APN / Parcel Number

Primary APN	`12-45-26-07-00068.0140`
Alternative APNs	`12-45-26-L4-07068.0140` `261245L4070680140` `10349132`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	2,769 sqft
1st Floor Area	1,428 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	284 sqft
Patio Area	604 sqft
Shed	1 Shed
Shed Area	100 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10349132
Street Address	2906 40TH ST SW
City	LEHIGH ACRES
State	FL
Zip	33976-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 7 BLK 68 PB 15 PG 98 LOT 14
Legal Range	26E
Legal Township	45S
Legal Section	12
Legal Subdivision	LEHIGH ACRES
Legal Tract	07
Legal Block	68
Legal Lot Number	14
Legal Unit	7
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1021
Census Tract	40303

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2906 40TH ST SW, LEHIGH ACRES, FL 33976-4517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 23, 2018	Loan Modification, Mortgage · Conventional with PMI AMERIHOME MTG
Jun 26, 2017	Warranty Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Sep 29, 2010 · Amount on Record
Deed Document Number	2017138218
Prior Transfer Date	May 27, 2010
Prior Transfer Doc	0000188402
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2906 40TH ST SW, LEHIGH ACRES, FL 33976-4517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030520
Date	Feb 10, 2017
Instrument	2017000030520

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LEE FL
Property Address	2906 40TH ST SW, LEHIGH ACRES, FL 33976-4517
Document Number	0000182347
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 40TH ST SW LEHIGH ACRES FL 339764517, LEHIGH ACRES, FL 33976-4517

Mortgage

Document Number	0000182347
Date	Jul 30, 2018
Instrument	182347

Lender

Name	AMERIHOME MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 26, 2017
Property Address	2906 40TH ST SW, LEHIGH ACRES, FL 33976-4517
Document Number	0000138218
Map Reference	MB15 PG98
Instrument Date	Jun 19, 2017
Instrument	2017000138218
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	JEWEL STONE TITLE INS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2906 40TH ST SW, 2906, LEHIGH ACRES, FL 33976-4517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 40TH ST SW, LEHIGH ACRES, FL 33976-4517

Mortgage

Document Number	0000138219
Date	Jun 26, 2017
Instrument	2017000138219

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,954 (+2.7%)	$261,840 (+8.96%) Land $38,487 Building $223,353
2025	$2,502.00 (+10.51%) Homeowner's exemption	$174,249 (+5.99%)	$240,309 (-6.91%) Land $37,186 Building $203,123
2023	$2,264.00 (+6.14%) Homeowner's exemption	$164,406 (+3%)	$258,150 (+15.45%) Land $15,192 Building $242,958
2022	$2,133.00 Homeowner's exemption	$159,617	$223,600 Land $10,128 Building $213,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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