29058 Rose Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29058 Rose Dr, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 1986
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$747,900 (Jan 2023)
Tax Bill	$5,656 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00265220-000000`

Property Details

APN / Parcel Number

Primary APN	`00265220-000000`
Alternative APNs	`15662900265220000000` `1336866`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	300 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	688 sqft
Deck Area	36 sqft
Patio Area	290 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1336866
Street Address	29058 ROSE DR
City	BIG PINE KEY
State	FL
Zip	33043-6005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ACCC
Legal Description	BK 3 LT 17 EDEN PINES COLONY PB4-158 BIG PINE KEY OR413-999 OR591-85D/C OR772-1645 OR813-2446 OR869-1074 OR869-1075 OR901-1857 OR912-2334/35 OR912-2336 OR1720-2137 OR1950-1183/84 OR2584-443/44 OR3208-1585
Legal Range	29E
Legal Township	66S
Legal Section	15
Legal Subdivision	EDEN PINES COLONY
Legal Block	3
Legal Lot Number	17
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1097
Census Tract	971402

Owner

Source: Monroe County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29058 ROSE DR, BIG PINE KEY, FL 33043-6005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jan 18, 2023	Warranty Deed, Transfer · VA Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Aug 28, 2001 · Amount on Record
Deed Document Number	20232403705
Deed Book / Page	3208 / 1585
Prior Transfer Date	Jul 30, 2012
Prior Transfer Doc	0025840443
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	29058 ROSE DR, BIG PINE KEY, FL 33043-6005
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29058 ROSE DR, BIG PINE KEY, FL 33043-6005

Mortgage

Document Number	0033620891
Date	Jan 15, 2026
Book Page	3362/891
Instrument	2528683

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 18, 2023
Property Address	29058 ROSE DR, BIG PINE KEY, FL 33043-6005
Document Number	0032081585
Book / Page	3208 / 1585
Map Reference	MB 4 PG 158
Instrument Date	Jan 3, 2023
Instrument	2403705
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,235.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29058 ROSE DR, BIG PINE KEY, FL 33043-6005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29058 ROSE DR, BIG PINE KEY, FL 33043-6005

Mortgage

Document Number	0032081587
Date	Jan 18, 2023
Instrument	3208/1587

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Mortgage

Document Number	0032081600
Date	Jan 18, 2023
Book Page	3208/1600
Instrument	2403707

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$621,707 (+132.05%) Land $391,400 Building $230,307	$621,707 (+1.38%) Land $391,400 Building $230,307
2024	$5,656.00 (+110.81%)
2023	$2,683.00 (+1.74%) Homeowner's exemption	$267,923 (+1.87%)	$613,219 (+18.93%) Land $397,500 Building $215,719
2022	$2,637.00 Homeowner's exemption	$263,010	$515,602 Land $302,500 Building $213,102

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 522 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	852 (1979–2017)
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 308 claims Hurricane Wilma, Nov 2005 · 306 claims Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

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