Cameron County property record for 29054 Arroyo St, Harlingen, TX 78552
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,950 sqft · built 1986 |
| Lot Size | 19.1 acres (835,481 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $500,000 (Dec 2015) |
| Tax Bill | $2,794 (2025) |
| Deeds & Mortgages | Jun 2012 Reverse Mortgage May 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 840710-0960-000000 |
| Primary APN | 840710-0960-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 5,950 sqft Living Area |
| Gross Area | 7,635 sqft |
| 1st Floor Area | 5,260 sqft |
| 2nd Floor Area | 690 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 835,481 sqft |
| Garage Type | Attached |
| Garage Area | 725 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,872 sqft |
| Deck Area | 656 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 29054 ARROYO ST |
|---|---|
| City | HARLINGEN |
| State | TX |
| Zip | 78552-2121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | ADAMS GARDENS SUBDIVISIONS B & C PT BLKS 94,95,96.97 & 98 |
| Legal Subdivision | ADAMS GARDENS SUBDIVISIONS B & C |
| Legal Block | 94,95 |
| Jurisdiction | CAMERON TX |
| Township / Civil Division | HARLINGEN-SAN BENITO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 12002 |
29054 Arroyo St is owner-occupied and held in a trust since December 2015.
Source: Cameron County records, as of August 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 29054 ARROYO ST, HARLINGEN, TX 78552-2121 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2012 | Deed of Trust, Mortgage · Reverse Mortgage URBAN FINANCIAL GROUP INC |
| May 1, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 1, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 29, 2015 | Vendor's Lien, Transfer EDWARDS ABSTRACT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2015 · Amount on File |
| Deed Sale | Dec 29, 2015 · Amount on File |
| Prior Sale | Dec 29, 2015 · Amount on File |
| Deed Document Number | 201546784 |
| Deed Book / Page | 21475 / 156 |
| Prior Transfer Date | Jun 29, 2001 |
| Prior Transfer Doc | 0000032941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 29054 ARROYO ST, HARLINGEN, TX 78552-2121 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 018604/162 |
|---|---|
| Date | Jun 22, 2012 |
| Book Page | 18604/162 |
| Instrument | 2012-00024047 |
| Name | URBAN FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | TULSA, OK 74137 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.74% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2012 |
| Change Frequency | Monthly |
| Index | 1-Month LIBOR |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMERON TX |
| Recording Date | May 1, 2026 |
| Property Address | 29054 ARROYO ST, HARLINGEN, TX 78552-2121 |
| Document Number | 0000015654 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 202615654 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 29054 ARROYO ST, HARLINGEN, TX 78552-2121 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMERON TX |
| Recording Date | May 1, 2026 |
| Property Address | 29054 ARROYO ST, HARLINGEN, TX 78552-2121 |
| Document Number | 0000015652 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 202615652 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 29054 ARROYO ST, HARLINGEN, TX 78552-2121 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CAMERON TX |
| Recording Date | Dec 29, 2015 |
| Property Address | 29054 ARROYO ST, HARLINGEN, TX 78552-2121 |
| Document Number | 021475/156 |
| Book / Page | 21475 / 156 |
| Map Reference | MB10 PG2 |
| Instrument Date | Dec 28, 2015 |
| Instrument | 2015-00046784 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | EDWARDS ABSTRACT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29054 ARROYO ST, HARLINGEN, TX 78552-2121 |
| Name | Verified Name |
|---|---|
| Address | 29054 ARROYO ST, HARLINGEN, TX 78552-2121 |
The 2025 property tax bill for 29054 Arroyo St was $2,794, down 20.7% from the year before.
Source: Cameron County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cameron County |
| Unified School District | Harlingen Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409,951 (+1%) | $545,864 (-0.31%) Land $345,631 Building $200,233 | |
| 2025 | $2,794.00 (-20.69%) Homeowner's exemption Senior Citizen's exemption | $372,683 | $547,586 Land $345,631 Building $201,955 |
| 2024 | $3,523.00 (-23.74%) | ||
| 2023 | $4,620.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $334,081 Land $126,953 Building $207,128 | $334,081 Land $126,953 Building $207,128 |
| 2022 | $4,620.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29054 Arroyo St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 13 (2008–2025) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Mar 2025 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29054 Arroyo St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 47% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TWIN Fixed Wireless | 400 / 100 |
| VTX Communications Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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