2905 Wallace Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 2905 Wallace Rd, Midland, NC 28107 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2022
Square Footage2,869 sqft Living Area
Lot Size715,255 sqft (16.4 acres)
GarageMixed, 876 sqft
OccupancyOwner Occupied
Tax Bill$4,983.00 (2025)

Property Details

APN / Parcel Number

Primary APN5544 40 9609
Alternative APNs
  • 10026 0003.000000
  • 2717850
  • 172655

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,869 sqft Living Area
Gross Area4,589 sqft Gross Area
1st Floor2,309 sqft 1st Floor
Stories1 Stories
Primary FlooringSoftwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area715,255 sqft (16.4 acres)
Lot Width518 ft Width
DrivewayDriveway Concrete
Driveway Area1,800 sqft Driveway
Garage TypeMixed Garage
Garage Area876 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number172655
Street Address2905 WALLACE RD
CityMIDLAND
StateNC
Zip28107-9483
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionNORTH SIDE WALLACE RD
Legal SubdivisionBETHEL ELEMENTARY SCHOOL
JurisdictionCABARRUS NC
Minor Civil Division10, MIDLAND
Census Blockgroup2
Census Block2033
Census Tract41603

Owner

Source: Cabarrus County records · APN 5544 40 9609

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2905 WALLACE RD, MIDLAND, NC 28107-9483
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 08, 2023Deed of Trust, Mortgage · Line of Credit
FIRST BANK
Oct 07, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 17, 2024
Transfer Doc0000017720
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2905 WALLACE RD, MIDLAND, NC 28107-9483
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 WALLACE RD, MIDLAND, NC 28107-9483

Mortgage

Document Number0001647737
DateMay 08, 2023
Book Page16477/37
Lender
NameFIRST BANK
TypeBank
AddressLOCUST, NC 28097
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateOct 07, 2020
Property AddressMIDLAND, NC 28107
Document Number1456240
Book / Page014562 / 000040
Instrument DateOct 06, 2020
Instrument34673
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2889 WALLACE RD MIDLAND NC 281079482, MIDLAND, NC 28107-9482

Mortgage

Document Number1456242
DateOct 07, 2020
Book Page014562/000042
Instrument34674
Lender
NameFIFTH THIRD BK NA
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 06, 2050

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,983.00 (+21,565.22%)$642,140 (+87.78%)
2024$937,660 (+77.52%) Land $330,040 Building $607,620
2023$23.00$341,960$528,210 Land $213,710 Building $314,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Wallace Rd

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