Ouachita Parish property record for 2905 W Deborah Dr, Monroe, LA 71201
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,778 sqft · built 1996 |
| Lot Size | 0.689 acres (30,013 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Mar 2023) |
| Tax Bill | $2,985 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 65081 |
| Primary APN | 65081 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,778 sqft Living Area |
| Flooring | Carpet |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 30,013 sqft (0.689 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 190 sqft |
| Heating System | Central |
|---|
| Street Address | 2905 W DEBORAH DR |
|---|---|
| City | MONROE |
| State | LA |
| Zip | 71201-2071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 SQ C UNIT 12-B RIVER OAKS SUB |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 35 |
| Legal Subdivision | RIVER OAKS SUBD UNIT 12B |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Legal Unit | 12-B |
| Jurisdiction | OUACHITA LA |
| Township / Civil Division | C |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10301 |
2905 W Deborah Dr is owned and occupied by two individuals who bought it in March 2023.
Source: Ouachita Parish records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2905 W DEBORAH DR, MONROE, LA 71201-2071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ALLY BANK |
| Mar 20, 2026 | Cash Sale Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Mar 20, 2023 | Deed, Transfer · Stand-Alone First Mortgage ORIGIN BANK |
| Mar 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANKERS MORTGAGE CENTER INC |
| Mar 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ALLY BANK |
| Mar 20, 2017 | Cash Sale Deed, Transfer · Conventional Mortgage BANKERS MORTGAGE CENTER INC |
| Jan 10, 2005 | Cash Sale Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on File |
| Deed Sale | Mar 20, 2023 · Amount on File |
| Prior Sale | Mar 20, 2017 · Amount on File |
| Deed Document Number | 20231871849 |
| Deed Book / Page | 2731 / 101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 2905 W DEBORAH DR, MONROE, LA 71201-2071 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003987/93 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 3987/93 |
| Instrument | 1820778 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Mar 20, 2026 |
| Property Address | 2905 W DEBORAH DR, MONROE, LA 71201-2071 |
| Document Number | 0001934827 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 1934827 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | STEWART TITLE GUARANTY COMPA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2905 W DEBORAH DR, MONROE, LA 71201-2071 |
| Document Number | 0001934828 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 1934828 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Mar 20, 2023 |
| Property Address | 2905 W DEBORAH DR, MONROE, LA 71201-2071 |
| Document Number | 002731/101 |
| Book / Page | 2731 / 101 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 1871849 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2906 W DEBORAH DR, MONROE, LA 71201-2070 |
| Document Number | 0001871850 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 1871850 |
| Name | ORIGIN BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 2905 W DEBORAH DR, MONROE, LA 71201-2071 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3551/331 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 3551/331 |
| Instrument | 1724916 |
| Name | BANKERS MORTGAGE CENTER INC |
|---|---|
| Type | Mortgage Company |
| Address | MONROE, LA 71201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 2905 W DEBORAH DR, MONROE, LA 71201-2071 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3987/93 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 3987/93 |
| Instrument | 1820778 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Mar 20, 2017 |
| Property Address | 2905 W DEBORAH DR, MONROE, LA 71201-2071 |
| Document Number | 002501/026 |
| Book / Page | 2501 / 026 |
| Map Reference | MB 16 PG 143 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 1724915 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2648 DAVIS BEND DR, MONROE, LA 71201-3049 |
| Name | Verified Name |
|---|---|
| Address | 2905 W DEBORAH DR, MONROE, LA 71201-2071 |
| Document Number | 003551/331 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 3551/331 |
| Instrument | 1724916 |
| Name | BANKERS MORTGAGE CENTER INC |
|---|---|
| Type | Mortgage Company |
| Address | MONROE, LA 71201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Jan 10, 2005 |
| Property Address | 2905 W DEBORAH DR, MONROE, LA 71201-2071 |
| Document Number | 001967/425 |
| Book / Page | 1967 / 425 |
| Map Reference | MB16 PG143 |
| Instrument Date | Jan 10, 2005 |
| Instrument | 1422252 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3803 MAVINON DR, MONROE, LA 71201 |
| Name | Verified Name |
|---|---|
| Address | 2905 W DEBORAH DR, MONROE, LA 71201-2071 |
The 2025 property tax bill for 2905 W Deborah Dr was $2,985, down 0.1% from the year before.
Source: Ouachita Parish assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Ouachita Parish |
| Municipality | Monroe City |
| Unified School District | Monroe City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,985.00 (-0.07%) | $33,092 (-) Land $4,000 Building $29,092 | $330,917 (-) Land $40,000 Building $290,917 |
| 2024 | $2,987.00 (+7.29%) | $33,092 (+6.59%) Land $4,000 Building $29,092 | $330,917 (+6.59%) Land $40,000 Building $290,917 |
| 2023 | $2,784.00 | $31,046 Land $4,000 Building $27,046 | $310,463 Land $40,000 Building $270,463 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2905 W Deborah Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 431 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 431 in force |
| Nearby Flood Claims | 327 (1983–2025) |
| Claims Outside the SFHA | 53 of 327 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2905 W Deborah Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWC SOUTH MONROE WS private · serves 7,335 people · EPA ID LA1073046 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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