2905 STRATFORD DR AUGUSTA GA 309093527, AUGUSTA, GA 30909-3527
Mortgage
Document Number
17460496
Date
Oct 14, 2020
Book Page
001746/000496
Lender
Name
AUSTIN B & LAUREN Z MATTTHEWS
Address
397 BOY SCOUT RD, AUGUSTA, GA 30909-6013
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
24 Months
Due
Oct 13, 2022
Mortgage
Document Number
17460507,
Date
Oct 14, 2020
Book Page
001746/000507
Lender
Name
AARON C & TARA K MATTHEWS
Address
399 BOY SCOUT RD, AUGUSTA, GA 30909
Special Notes
Seller Financed
Agreement
Amount
Amount on Record
Term
24 Months
Due
Oct 13, 2022
October 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
RICHMOND GA
Recording Date
Oct 14, 2020
Property Address
2905 STRATFORD DR, AUGUSTA, GA 30909-3527
Document Number
0017460505
Book / Page
001746 / 000505
Instrument Date
Oct 8, 2020
Transaction Type
Transfer
Record Updated
Nov 24, 2020
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Tax
$4.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2905 STRATFORD DR AUGUSTA GA 309093527, AUGUSTA, GA 30909-3527
February 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
RICHMOND GA
Property Address
2905 STRATFORD DR, AUGUSTA, GA 30909-3527
Document Number
0017141831
Instrument Date
Feb 5, 2020
Transaction Type
Mortgage
Record Updated
Mar 23, 2020
Title Company
ATTORNEY ONLY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2905 STRATFORD DR AUGUSTA GA 309093527, AUGUSTA, GA 30909-3527
Mortgage
Document Number
0017141831
Date
Feb 12, 2020
Book Page
001714/001831
Lender
Name
QUEENSBOROUGH NAT'L BK&TR
Type
Bank
Address
MARTINEZ, GA 30907
Agreement
Amount
Amount on Record
Term
360 Months
Due
Feb 11, 2050
Tax Assessment & Valuation
The 2026 property tax bill for 2905 Stratford Dr was $4,349, up 9.3% from the year before.
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
Property Jurisdictions
Type
Name
State
Georgia
County / Consolidated City
Augusta-Richmond County Consolidated Government
Unified School District
Richmond County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$4,349.00 (+9.3%)
2025
$3,979.00
$130,604Land $15,600Building $115,004
$326,510Land $39,000Building $287,510
2023
$3,334.00 (-9.35%)
$116,560 (-0.58%)Land $15,600Building $100,960
$291,400 (-0.58%)Land $39,000Building $252,400
2022
$3,678.00
$117,242Land $15,600Building $101,642
$293,104Land $39,000Building $254,104
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 2905 Stratford Dr in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 61 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
61 in force
Nearby Flood Claims
76 (1990–2025)
Claims Outside the SFHA
25 of 76
Most Recent Claim
Jul 2025 · rainfall accumulation
Claims by Event
Hurricane Helene, Sep 2024 · 11 claims
Severe Storms & Flooding, Oct 1990 · 11 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2905 Stratford Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 95% of the US · lower than 98.2% of Georgia
Wildfire Likelihood
0.02% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source
Surface water
Last State Inspection
Sep 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025