2905 Stonegate Ln, Middleburg, FL 32068 Property Records

Clay County property record for 2905 Stonegate Ln, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,208 sqft · built 2004
Lot Size0.156 acres (6,772 sqft)
OwnerCompany Name on File
Last Sale$340,000 (May 2022)
Tax Bill$4,690 (2025)
Deeds & MortgagesMay 2022 Sale
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-04-25-008101-047-52

Property Details

APN / Parcel Number

Primary APN32-04-25-008101-047-52

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area2,208 sqft Living Area
Gross Area2,628 sqft
1st Floor Area1,120 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,772 sqft (0.156 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area21 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2905 STONEGATE LN
CityMIDDLEBURG
StateFL
Zip32068-3958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionLOT 112 COPPERGATE UNIT 3-B AS REC OR 4608 PG 1298 & 4813 PG 251
Legal Range25E
Legal Township04S
Legal Section32
Legal SubdivisionCOPPERGATE UNIT 3-B
Legal Lot Number112
Legal Unit3-B
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group1
Census Block1006
Census Tract30209

Owner

2905 Stonegate Ln is owned by a company that bought it in May 2022.

Source: Clay County records, as of April 13, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 17, 2022Warranty Deed, Transfer
ARK TITLE GROUP LLC
Dec 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN
Aug 28, 2017Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2022 · Amount on File
Deed SaleMay 17, 2022 · Amount on File
Prior SaleAug 28, 2017 · Amount on File
Deed Document Number202231336
Deed Book / Page4608 / 1298
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMay 17, 2022
Property Address2905 STONEGATE LN, MIDDLEBURG, FL 32068-3958
Document Number0046081298
Book / Page4608 / 1298
Map ReferenceMB 38 PG 18-22
Instrument DateMay 13, 2022
Instrument2022031336
Transaction TypeTransfer
Record UpdatedJun 7, 2022
Title CompanyARK TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$2,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1446 LAKE JESSUP DR, 1446, JACKSONVILLE, FL 32258

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2905 STONEGATE LN, MIDDLEBURG, FL 32068-3958
Document Number0040731430
Instrument DateDec 12, 2017
Transaction TypeMortgage
Record UpdatedApr 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2905 STONEGATE LN MIDDLEBURG FL 320683958, MIDDLEBURG, FL 32068-3958

Mortgage

Document Number0040731430
DateApr 13, 2018
Book Page004073/001430
Instrument18739
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 12, 2048

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateAug 28, 2017
Property Address2905 STONEGATE LN, MIDDLEBURG, FL 32068-3958
Document Number0040070432
Book / Page004007 / 000432
Instrument DateAug 23, 2017
Instrument44128
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanyWATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2905 STONEGATE LN MIDDLEBURG FL 320683958, MIDDLEBURG, FL 32068-3958

Mortgage

Document Number40070437
DateAug 28, 2017
Book Page004007/000437
Instrument44131
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2905 Stonegate Ln was $4,690, up 3.1% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,690.00 (+3.1%)$307,498 Land $45,000 Building $262,498$307,498 Land $45,000 Building $262,498
2024$4,549.00 (-5.82%)
2023$4,830.00 (+125.38%)$296,796 (+78.27%) Land $45,000 Building $251,796$296,796 (+11.23%) Land $45,000 Building $251,796
2022$2,143.00 Homeowner's exemption$166,489$266,829 Land $35,000 Building $231,829

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2905 Stonegate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 Stonegate Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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