December 2023: Affidavit of Death of Joint Tenant, Transfer
Document Type
Affidavit of Death of Joint Tenant
Jurisdiction
LAKE CA
Recording Date
Dec 6, 2023
Property Address
2905 SPRING VALLEY RD, CLEARLAKE OAKS, CA 95423-9520
Document Number
0000012976
Map Reference
MB 9 PG 22-49
Instrument Date
Dec 6, 2023
Instrument
2023012976
Transaction Type
Transfer
Record Updated
Jan 12, 2024
Title Company
FIDELITY NATL TTL CO OF CA
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
5622 W KENNECOTT CT, BOISE, ID 83703-3274
Mortgage
Document Number
0000012979
Date
Dec 8, 2023
Instrument
2023012979
Lender
Name
CROSSCOUNTRY MORTGAGE LLC
Type
Mortgage Company
Address
CLEVELAND, OH 44114
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
Term
362 Months
Due
Feb 3, 2054
December 2023: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
LAKE CA
Recording Date
Dec 6, 2023
Property Address
2905 SPRING VALLEY RD, CLEARLAKE OAKS, CA 95423-9520
Document Number
0000012977
Map Reference
MB 9 PG 22-49
Instrument Date
Dec 5, 2023
Instrument
2023012977
Transaction Type
Transfer
Record Updated
Jan 12, 2024
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2905 SPRING VALLEY RD, CLEARLAKE OAKS, CA 95423-9520
Mortgage
Document Number
0000012978
Date
Dec 6, 2023
Instrument
2023012978
Lender
Name
CROSSCOUNTRY MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2054
November 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
LAKE CA
Property Address
2905 SPRING VALLEY RD, CLEARLAKE OAKS, CA 95423-9520
Transaction Type
Mortgage
Record Updated
Feb 28, 2022
Title Company
STEWART TITLE, STEWART TITLE GUARANTY CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2905 SPRING VALLEY RD, CLEARLAKE OAKS, CA 95423-9520
Mortgage
Document Number
0000018908
Date
Nov 9, 2021
Instrument
2021018908
Lender
Name
GLOBAL EQUITY FINANCE INC
Type
Mortgage Company
Address
SANTA ANA, CA 92705
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
180 Months
Due
Nov 1, 2036
May 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
LAKE CA
Property Address
2905 SPRING VALLEY RD, CLEARLAKE OAKS, CA 95423-9520
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000005880
Date
May 9, 2018
Instrument
2018005880
Lender
Name
PARAMOUNT EQUITY MORTGAGE LLC
Type
Mortgage Company
Address
CLEARLAKE OAKS, CA 95423
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
181 Months
Due
Jun 1, 2033
March 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
LAKE CA
Property Address
2905 SPRING VALLEY RD, CLEARLAKE OAKS, CA 95423-9520
Document Number
0000004855
Instrument Date
Mar 12, 2019
Transaction Type
Mortgage
Record Updated
May 24, 2019
Title Company
OTHER
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
2905 SPRING VALLEY RD CLEARLAKE OAKS CA 954239520, CLEARLAKE OAKS, CA 95423-9520
Mortgage
Document Number
0000004855
Date
Apr 24, 2019
Instrument
4855
Lender
Name
BANK OF THE WEST
Type
Bank
Address
OMAHA, NE 68154
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
300 Months
Due
Apr 23, 2044
Tax Assessment & Valuation
The 2026 property tax bill for 2905 Spring Valley Rd was $3,915, up 2.3% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
Property Jurisdictions
Type
Name
State
California
County
Lake County
Unified School District
Konocti Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$3,915.00 (+2.33%)
$343,332 (+2%)Land $62,424Building $280,908
2025
$3,826.00
$336,600Land $61,200Building $275,400
2023
$3,284.00 (+5.19%)Homeowner's exemption
$290,006Land $35,929Building $254,077
2022
$3,122.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 2905 Spring Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2905 Spring Valley Rd is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Very High above 90% of the US · above 72% of California
Wildfire Likelihood
1% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LAKE COUNTY CSA 2 - SPRING VALLEY serves 1,531 people · EPA ID CA1710018
Water Source
Surface water
Last State Inspection
Jul 2022
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025