2905 S Steven Dr, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 2905 S Steven Dr, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,389 sqft · built 1977
Lot Size	0.249 acres (10,838 sqft)
Owner	2 Trust Names on File
Last Sale	$236,500 (Aug 2020)
Tax Bill	$4,656 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-21-26-406-022-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-26-406-022-000`
Alternative APN	`31342`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,389 sqft Finished Area
1st Floor Area	1,376 sqft
Basement Area	1,120 sqft
Finished Basement	950 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,838 sqft (0.249 acres)
Lot Dimensions	119 ft deep x 90.4 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	31342
Street Address	2905 S STEVEN DR
City	SIOUX FALLS
State	SD
Zip	57106-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 6 FAIRWAY PARK ADDN TO SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	6
Legal Lot Number	11
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2006
Census Tract	1107

Owner

2905 S Steven Dr is owner-occupied and held in a trust since August 2020.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2905 S STEVEN DR, SIOUX FALLS, SD 57106-1016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jun 4, 2019	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Prior Sale	Jun 4, 2019 · Amount on File
Deed Book / Page	598-D / 248
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 17, 2020
Property Address	2905 S STEVEN DR, SIOUX FALLS, SD 57106-1016
Document Number	598DEED/248
Book / Page	598 DEED / 248
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5001 E PROSPECT ST, SIOUX FALLS, SD 57110-3170

Mortgage

Document Number	1894MTG647
Date	Aug 17, 2020
Instrument	1894 MTG/647

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 4, 2019
Property Address	2905 S STEVEN DR, SIOUX FALLS, SD 57106-1016
Document Number	589DEED/0396
Book / Page	589 DEED / 0396
Instrument Date	Jun 3, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 S JOSEPH PL, 905, SIOUX FALLS, SD 57106-3394

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2905 S STEVEN DR, SIOUX FALLS, SD 57106-1016

Mortgage

Document Number	1860MTG0319
Date	Jun 4, 2019
Instrument	1860 MTG/0319

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2905 S Steven Dr was $4,656.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,304 (-10.23%) Land $29,769 Building $275,535	$305,304 Land $29,769 Building $275,535
2025	$4,656.00	$340,100 (+4.65%) Land $30,100 Building $310,000
2024	$4,656.00	$325,000 Land $30,100 Building $294,900
2022	$3,933.00	$257,500 Land $30,100 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2905 S Steven Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 S Steven Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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