Union County property record for 2905 Rosemeade Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,691 sqft · built 1999 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540 (May 2022) |
| Tax Bill | $3,253 (2025) |
| Deeds & Mortgages | May 2022 Sale Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-363-054 |
| Primary APN | 09-363-054 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,691 sqft Living Area |
| Gross Area | 2,083 sqft |
| 1st Floor Area | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2905 ROSEMEADE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-6439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #28 BREKONRIDGE PH1 OPCE581-582 |
| Legal Subdivision | BREKONRIDGE |
| Legal Lot Number | 28 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20321 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3920 BACK CREEK CHURCH RD, CHARLOTTE, NC 28213-5242 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Special Warranty Deed, Transfer |
| Apr 20, 2022 | Intrafamily Transfer, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Nov 2, 2021 | Warranty Deed, Transfer · Commercial Mortgage COLONY AMERICAN FINANCE LENDER LLC |
| Nov 21, 2017 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| May 20, 2017 | Deed of Trust, Mortgage · VA Mortgage PEOPLES BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on Record |
| Deed Sale | May 11, 2022 · Amount on Record |
| Prior Sale | Nov 2, 2021 · Amount on Record |
| Deed Document Number | 202217290 |
| Deed Book / Page | 8475 / 114 |
| Prior Transfer Date | Apr 19, 2022 |
| Prior Transfer Doc | 0008458726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 11, 2022 |
| Property Address | 2905 ROSEMEADE DR, MONROE, NC 28110-6439 |
| Document Number | 0008475114 |
| Book / Page | 8475 / 114 |
| Map Reference | CAB E FILE 581&582 |
| Instrument Date | May 3, 2022 |
| Instrument | 17290 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5919 WOODLEIGH OAKS DR, 5919, CHARLOTTE, NC 28226-8524 |
| Name | Verified Name |
|---|---|
| Address | 3920 BACK CREEK CHURCH RD, CHARLOTTE, NC 28213-5242 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 20, 2022 |
| Property Address | 2905 ROSEMEADE DR, MONROE, NC 28110-6439 |
| Document Number | 0008458726 |
| Book / Page | 8458 / 726 |
| Map Reference | CAB E FILE 581&582 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 14687 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5919 WOODLEIGH OAKS DR, 5919, CHARLOTTE, NC 28226-8524 |
| Name | Verified Name |
|---|---|
| Address | 5919 WOODLEIGH OAKS DR, CHARLOTTE, NC 28226-8524 |
| Document Number | 0000014688 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 14688 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 2, 2021 |
| Property Address | 2905 ROSEMEADE DR, MONROE, NC 28110-6439 |
| Document Number | 0000830254 |
| Book / Page | 8302 / 54 |
| Map Reference | CAB E FILE 581&582 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 52442 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2905 ROSEMEADE DR, MONROE, NC 28110-6439 |
| Name | Verified Name |
|---|---|
| Address | 5919 WOODLEIGH OAKS DR, CHARLOTTE, NC 28226-8524 |
| Document Number | 0000052443 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 52443 |
| Name | COLONY AMERICAN FINANCE LENDER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2905 ROSEMEADE DR, MONROE, NC 28110-6439 |
| Document Number | 706074 |
| Book / Page | 007060 / 000074 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2905 ROSEMEADE DR MONROE NC 281106439, MONROE, NC 28110-6439 |
| Document Number | 706074 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 007060/000074 |
| Instrument | 34709 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2905 ROSEMEADE DR, MONROE, NC 28110-6439 |
| Document Number | 6938448 |
| Book / Page | 006938 / 000448 |
| Instrument Date | May 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Title Company | TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 2905 ROSEMEADE DR MONROE NC 281106439, MONROE, NC 28110-6439 |
| Document Number | 6938448 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 006938/000448 |
| Instrument | 14480 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66213 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2047 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,200 (-) Land $66,000 Building $306,200 | $372,200 (-) Land $66,000 Building $306,200 | |
| 2025 | $3,253.00 (+27.62%) | $372,200 (+59.2%) Land $66,000 Building $306,200 | $372,200 (+59.2%) Land $66,000 Building $306,200 |
| 2023 | $2,549.00 (+1.96%) | $233,800 (+1.96%) Land $40,100 Building $193,700 | $233,800 (+1.96%) Land $40,100 Building $193,700 |
| 2022 | $2,500.00 | $229,300 Land $40,100 Building $189,200 | $229,300 Land $40,100 Building $189,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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