2905 Rose Ave, McHenry, IL 60050 Property Records

McHenry County property record for 2905 Rose Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,494 sqft · built 1993
Lot Size	0.923 acres (40,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$643,000 (Jul 2025)
Tax Bill	$14,045 (2024)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-21-102-022`

Property Details

APN / Parcel Number

Primary APN	`09-21-102-022`

Interior

Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,494 sqft Living Area
1st Floor Area	1,831 sqft
Basement Area	1,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Lot Area	40,511 sqft (0.923 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	639 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2905 ROSE AVE
City	MCHENRY
State	IL
Zip	60050-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2011R0040990 LT 131 MARTIN WOODS UNIT 2
Legal Subdivision	MARTIN WOODS UNIT 2
Legal Block	102
Legal Lot Number	131
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2046
Census Tract	870501

Owner

Source: McHenry County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 LOUISE ST, CHARLOTTE, IA 52731-9685
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Deed Document Number	202517892
Prior Transfer Date	Jul 7, 2011
Prior Transfer Doc	0000040990
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Apr 2, 2026
Property Address	2905 ROSE AVE, MCHENRY, IL 60050-1735
Document Number	0000008855
Instrument Date	Mar 30, 2026
Instrument	20268855
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 ROSE AVE, MCHENRY, IL 60050-1735

Mortgage

Document Number	0000008855,
Date	Apr 2, 2026
Instrument	20268855

Lender

Name	U S BANK N A

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$14,045.00	$174,041 (+20.31%) Land $12,759 Building $161,282	$522,123 (+20.31%) Land $38,277 Building $483,846
2022	Homeowner's exemption	$144,655 Land $26,734 Building $117,921	$433,965 Land $80,202 Building $353,763

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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