Madison County property record for 2905 Robbinsville Loop, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $199,000 (Mar 2026) |
| Tax Bill | $631 (2025) |
| Deeds & Mortgages | Sep 2025 Construction Loan Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093B-0004-0008 |
| Primary APN | 093B-0004-0008 |
|---|---|
| Alternative APNs |
|
| Account Number | 60320 |
|---|---|
| Street Address | 2905 ROBBINSVILLE LOOP |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBBINSVILLE LOT 4 |
| Legal Subdivision | ROBBINSVILLE |
| Legal Lot Number | 4 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 11001 |
2905 Robbinsville Loop is owned and occupied by an individual who bought it in March 2026.
Source: Madison County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2905 ROBBINSVILLE LOOP, RICHMOND, KY 40475-9046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Mar 2, 2026 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on File |
| Deed Sale | Mar 2, 2026 · Amount on File |
| Deed Document Number | 2014322635 |
| Deed Book / Page | D879 / 695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 2905 ROBBINSVILLE LOOP, RICHMOND, KY 40475-9046 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 240 WILSHIRE WAY, RICHMOND, KY 40475-6500 |
| Document Number | 0M2406/111 |
|---|---|
| Date | Sep 2, 2025 |
| Book Page | M2406/111 |
| Instrument | 2014282580 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Aug 28, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 2, 2026 |
| Property Address | 2905 ROBBINSVILLE LOOP, RICHMOND, KY 40475-9046 |
| Document Number | 00D879/695 |
| Book / Page | D879 / 695 |
| Map Reference | MB 2 PG 37 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2014322635 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | JETT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.00 |
| Amount Accuracy | Tax Sale |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 WILSHIRE WAY, RICHMOND, KY 40475-6500 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2905 ROBBINSVILLE LOOP, RICHMOND, KY 40475-9046 |
| Document Number | 2014322639 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2014322639 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 2905 Robbinsville Loop was $631 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $631.00 Additional exemption filed | $67,000 | $67,000 |
| 2023 | $649.00 | $67,000 | $67,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2905 Robbinsville Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2905 Robbinsville Loop is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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