2905 Ridge Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 2905 Ridge Rd, Concord, NC 28025

Property Summary

Property TypeRural Home
Details4 bd · 3.5 ba · 2,316 sqft · built 2002
Lot Size4.05 acres (176,418 sqft)
OwnerIndividual Name on Record
Tax Bill$1,988 (2023)
Deeds & MortgagesFeb 2021 Sale
Flood ZoneZone X (minimal risk)
APN5640 49 5087

Property Details

APN / Parcel Number

Primary APN5640 49 5087
Alternative APNs
  • 11018 0034.200000
  • 143766
  • 8520

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,316 sqft Living Area
Gross Area3,140 sqft
1st Floor Area1,578 sqft
Upper Floors Area738 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2003
Architectural StyleRustic
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area176,418 sqft (4.05 acres)
Lot Width627 ft Width

Exterior Amenities

PorchSlab
Porch Area688 sqft
Deck Area136 sqft
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number143766
Street Address2905 RIDGE RD
CityCONCORD
StateNC
Zip28025-9600
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAO
Legal DescriptionWEST SIDE RIDGE RD
Legal SubdivisionLAKE LYNN LODGE
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group3
Census Block3002
Census Tract40502

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2905 RIDGE RD, CONCORD, NC 28025-9600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 1954
Deed SaleSep 21, 1954
Deed Book / Page257 / 251
Last Transfer DateFeb 15, 2021
Transfer Doc14916333
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateFeb 16, 2021
Property Address2905 RIDGE RD, CONCORD, NC 28025-9600
Document Number0014916333
Book / Page14916 / 333
Map ReferenceMB 37 PG 67
Instrument DateFeb 15, 2021
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 RIDGE RD, CONCORD, NC 28025-9600

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$347,850 (-) Land $100,500 Building $247,350
2025$347,850 (+43.49%) Land $100,500 Building $247,350
2024$347,850 (+43.49%) Land $100,500 Building $247,350
2023$1,988.00$242,420 Land $68,760 Building $173,660$242,420 Land $68,760 Building $173,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
300 / 20

May also be available: Verizon.

Nearby Properties on Ridge Rd

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