2905 Richview Rd, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 2905 Richview Rd, Mount Vernon, IL 62864

Property Summary

Property TypeSingle Family Home
Lot Size0.734 acres (31,994 sqft)
OwnerIndividual Name on File
Last Sale$227,000 (Nov 2006)
Tax Bill$6,901 (2025)
Deeds & MortgagesFeb 2021 Refinance
Jul 2020 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-25-278-026

Property Details

APN / Parcel Number

Primary APN06-25-278-026

Exterior

Lot Area31,994 sqft (0.734 acres)

Location & Zoning

Street Address2905 RICHVIEW RD
CityMOUNT VERNON
StateIL
Zip62864-2379
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLIS RESUB PT LTS 2 & 3 - BEG 10'W NE COR LT 3, W155', S190.32', SE35.39', E100', SE20.97', NE217.46' TO POB
Legal SubdivisionWILLIS RESUB
Legal Lot Number2-3
JurisdictionJEFFERSON IL
Township / Civil DivisionSHILOH
Census Block Group3
Census Block3000
Census Tract50600

Owner

2905 Richview Rd is owned and occupied by an individual who bought it in November 2006.

Source: Jefferson County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2905 RICHVIEW RD, MOUNT VERNON, IL 62864-2379
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY FIRST BANK OF THE HEARTLAND
Jul 16, 2020Warranty Deed, Construction Loan · Construction Mortgage
COMMUNITY FIRST BANK OF THE HEARTLA
Jun 12, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2006 · Amount on File
Deed SaleNov 2, 2006 · Amount on File
Deed Document Number20067071
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON IL
Property Address2905 RICHVIEW RD, MOUNT VERNON, IL 62864-2379
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100845
DateFeb 23, 2021
Instrument202100845
Lender
NameCOMMUNITY FIRST BANK OF THE HEARTLAND
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

July 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionJEFFERSON IL
Recording DateJul 16, 2020
Property Address2905 RICHVIEW RD, MOUNT VERNON, IL 62864-2379
Document Number202003307
Instrument DateJul 7, 2020
Instrument202003307
Transaction TypeConstruction Loan
Record UpdatedJul 13, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14441 N OLD CENTRALIA LN, MOUNT VERNON, IL 62864-7858

Mortgage

Document Number202003308
DateJul 16, 2020
Instrument202003308
Lender
NameCOMMUNITY FIRST BANK OF THE HEARTLA
Agreement
TypeConstruction Mortgage
AmountAmount on Record

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON IL
Recording DateJun 12, 2019
Property Address2905 RICHVIEW RD, MOUNT VERNON, IL 62864-2379
Document Number201902671
Instrument DateApr 29, 2019
Instrument201902671
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2905 Richview Rd was $6,901 with exemptions applied, up 2% from the year before.

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJefferson County
County SubdivisionShiloh Township
MunicipalityMount Vernon City
Elementary School DistrictMount Vernon School District 80 (PK - 08)
Secondary School DistrictMount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,901.00 (+2.04%)$98,667 Land $18,849 Building $79,818$296,001 Land $56,547 Building $239,454
2024$6,763.00
2022$73,845 Land $17,111 Building $56,734$221,535 Land $51,333 Building $170,202
2021$6,297.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2905 Richview Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 Richview Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHEAST MOUNT VERNON WATER COMPANY
private · serves 5,483 people · EPA ID IL0810010
Water SourcePurchased surface water from MOUNT VERNON
Last State InspectionMay 2023
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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