2905 Richard Pace N, Williamsburg, VA 23185 Property Records

James City County property record for 2905 Richard Pace N, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 1987
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Company Names on File
Last Sale	$375,000 (Jun 2024)
Tax Bill	$2,470 (2025)
Deeds & Mortgages	Apr 2026 Sale Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-1 04-0-0023`

Property Details

APN / Parcel Number

Primary APN	`47-1 04-0-0023`
Alternative APN	`12176`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,454 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	17,990 sqft (0.413 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12176
Street Address	2905 RICHARD PACE N
City	WILLIAMSBURG
State	VA
Zip	23185-8338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8 RURAL R
Legal Description	L-23 CHANCO'S GRANT
Legal Subdivision	CHANCOS GRANT
Legal Lot Number	23
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1000
Census Tract	80308

Owner

2905 Richard Pace N is owned by a company that acquired it in April 2026.

Source: James City County records, as of July 22, 2026

Owner of Record	2 Company Names on File
Mailing Address	3206 SHALLOWFORD LANDING TER, MIDLOTHIAN, VA 23112-4627
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 11, 2019	Warranty Deed, Transfer · Conventional with PMI USAA FED'L SVGS BK
Apr 11, 2017	Grant Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2024 · Amount on File
Deed Sale	Jun 12, 2024 · Amount on File
Prior Sale	Jun 11, 2019 · Amount on File
Deed Document Number	20247368
Last Transfer Date	Apr 14, 2026
Transfer Doc	0000004413
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 15, 2026
Property Address	2905 RICHARD PACE N, WILLIAMSBURG, VA 23185-8338
Document Number	0000004413
Instrument Date	Apr 14, 2026
Instrument	20264413
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 11, 2019
Property Address	2905 RICHARD PACE N, WILLIAMSBURG, VA 23185-8338
Document Number	0000008423
Instrument Date	May 28, 2019
Instrument	8423
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 RICHARD PACE N WILLIAMSBURG VA 231858338, WILLIAMSBURG, VA 23185-8338

Mortgage

Document Number	8424
Date	Jun 11, 2019
Instrument	8424

Lender

Name	USAA FED'L SVGS BK

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

Interest

Rate Type	Fixed Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 11, 2017
Property Address	2905 RICHARD PACE N, WILLIAMSBURG, VA 23185-8338
Document Number	0000007347
Instrument Date	Apr 3, 2017
Instrument	7347
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 RICHARD GRV N WILLIAMSBURG VA 231858339, WILLIAMSBURG, VA 23185-8339

Mortgage

Document Number	7348
Date	Apr 11, 2017
Instrument	7348

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2905 Richard Pace N was $2,470, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,470.00 (+6.37%)	$297,700 Land $81,800 Building $215,900	$297,700 Land $81,800 Building $215,900
2024	$2,322.00 (+9.32%)
2023	$2,124.00	$256,000 Land $58,500 Building $197,500	$256,000 Land $58,500 Building $197,500
2022	$2,124.00
2019	$1,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2905 Richard Pace N in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 Richard Pace N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

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