2905 Platinum Pl, Carlsbad, CA 92009 Property Records

San Diego County property record for 2905 Platinum Pl, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,333 sqft · built 2002
Lot Size	0.107 acres (4,656 sqft)
Owner	Company Name on File
Last Sale	$951,000 (Oct 2022)
Tax Bill	$12,256 (2025)
Deeds & Mortgages	Jan 2023 Transfer Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`215-360-45-00`

Property Details

APN / Parcel Number

Primary APN	`215-360-45-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,333 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	4,656 sqft (0.107 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2905 PLATINUM PL
City	CARLSBAD
State	CA
Zip	92009-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-M
Legal Description	LOT 12 TR 014033
Legal Subdivision	CARLSBAD COURT
Legal Tract	014033
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	20030

Owner

2905 Platinum Pl is owned by a company that acquired it in December 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	2905 PLATINUM PL, CARLSBAD, CA 92009-4452
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Intrafamily Transfer, Transfer
Oct 25, 2022	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 13, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2022 · Amount on File
Deed Sale	Oct 25, 2022 · Amount on File
Prior Sale	Apr 13, 2017 · Amount on File
Deed Document Number	2022410643
Last Transfer Date	Dec 1, 2022
Transfer Doc	0000019443
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 25, 2023
Property Address	2905 PLATINUM PL, CARLSBAD, CA 92009-4452
Document Number	0000019443
Map Reference	MAP 14033
Instrument Date	Dec 1, 2022
Instrument	2023-0019443
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2905 PLATINUM PL, CARLSBAD, CA 92009-4452

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2022
Property Address	2905 PLATINUM PL, CARLSBAD, CA 92009-4452
Document Number	0000410643
Map Reference	MAP 14033
Instrument Date	Sep 28, 2022
Instrument	2022-0410643
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1123 ODYSSEY CT, SAN JOSE, CA 95118-2772

Mortgage

Document Number	0000410644
Date	Oct 25, 2022
Instrument	2022-0410644

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	Other
Max Rate	9.62%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2905 PLATINUM PL, CARLSBAD, CA 92009-4452
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 PLATINUM PL, CARLSBAD, CA 92009-4452

Mortgage

Document Number	0000131756
Date	Feb 19, 2021
Instrument	2021-0131756

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2905 PLATINUM PL, CARLSBAD, CA 92009-4452
Document Number	0000249536
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2905 PLATINUM PL CARLSBAD CA 920094452, CARLSBAD, CA 92009-4452

Mortgage

Document Number	0000249536
Date	May 18, 2020
Instrument	249536

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2017
Property Address	2905 PLATINUM PL, CARLSBAD, CA 92009-4452
Document Number	0000166764
Instrument Date	Mar 20, 2017
Instrument	166764
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2382 CAROL VIEW DR #315 CARDIFF BY THE SEA CA 920072050, 315, CARDIFF BY THE SEA, CA 92007-2050

Mortgage

Document Number	166765
Date	Apr 13, 2017
Instrument	166765

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2905 Platinum Pl was $12,256.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,034,677 (+2%) Land $636,724 Building $397,953
2025	$12,256.00	$1,014,390 Land $624,240 Building $390,150
2023	$11,319.00 (+29.05%)	$975,000 Land $600,000 Building $375,000
2022	$8,771.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2905 Platinum Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 Platinum Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, San Diego Broadband.

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