2905 Pinard St, Dubuque, IA 52001 Property Records

Dubuque County property record for 2905 Pinard St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,006 sqft · built 1905
Lot Size	0.084 acres (3,700 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Nov 2020)
Tax Bill	$1,220 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-109-022`

Property Details

APN / Parcel Number

Primary APN	`10-13-109-022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,006 sqft Living Area
1st Floor Area	966 sqft
Basement Area	1,006 sqft
Finished Basement	690 sqft
Game Room	Game Room

Exterior

Year Built	Built 1905
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	3,700 sqft (0.084 acres)
Lot Dimensions	74 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2905 PINARD ST
City	DUBUQUE
State	IA
Zip	52001-1968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 62 GLENDALE ADD
Legal Subdivision	PRESCOTT
Legal Lot Number	62
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1007
Census Tract	500

Owner

2905 Pinard St is owned and occupied by an individual who bought it in November 2020.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	2905 PINARD ST, DUBUQUE, IA 52001-1968
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jan 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPACO CMNTY CU
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Prior Sale	Jun 1, 2006 · Amount on File
Deed Document Number	2020-00017709
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2905 PINARD ST, DUBUQUE, IA 52001-1968
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013083
Date	Dec 3, 2025
Instrument	2025-00013083

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	PO BOX 800, NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 2, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2905 PINARD ST, DUBUQUE, IA 52001-1968
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000590
Date	Jan 10, 2022
Instrument	2022-00000590

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	178 Months
Due	Nov 15, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2905 PINARD ST, DUBUQUE, IA 52001-1968
Document Number	0000017711
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 PINARD ST DUBUQUE IA 520011968, DUBUQUE, IA 52001-1968

Mortgage

Document Number	0000017711
Date	Nov 9, 2020
Instrument	17711

Lender

Name	DUPACO CMNTY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 8, 2040

Interest

Rate Type	Adjustable Rate
Rate	5.5%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 9, 2020
Property Address	2905 PINARD ST, DUBUQUE, IA 52001-1968
Document Number	0000017709
Instrument Date	Oct 30, 2020
Instrument	2020-00017709
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 PINARD ST, DUBUQUE, IA 52001-1968

Mortgage

Document Number	0000017710
Date	Nov 9, 2020
Instrument	2020-00017710

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

Mortgage

Document Number	0000017711
Date	Nov 9, 2020
Instrument	2020-00017711

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	11.5%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,200 Land $16,100 Building $94,100	$110,200 Land $16,100 Building $94,100
2024	$1,220.00
2023		$95,000 (+10.04%) Land $15,100 Building $79,900	$95,000 Land $15,100 Building $79,900
2022	$1,488.00	$86,330 Land $11,350 Building $74,980
2021			$86,330 Land $11,350 Building $74,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2905 Pinard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2905 Pinard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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