Cumberland County property record for 2905 Murro St, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,000 sqft · built 1967 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $143,000 (Jan 2023) |
| Tax Bill | $989 (2025) |
| Deeds & Mortgages | Jan 2023 Sale Jul 2022 Foreclosure + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 0513-41-6972 |
| Primary APN | 0513-41-6972 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Heated Area |
| 1st Floor Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 72.5 ft wide |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 300 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 2905 MURRO ST |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-1631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | OVERHILLS PARK LO:249 SE:04 PL:0029-0081 |
| Legal Subdivision | OVERHILLS PARK |
| Legal Block | 41 |
| Legal Lot Number | 249 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3602 |
Source: Cumberland County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2905 MURRO ST, SPRING LAKE, NC 28390-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2023 | Warranty Deed, Transfer |
| Jul 5, 2022 | Trustee's Deed, Foreclosure |
| Jul 19, 2019 | Loan Modification, Mortgage MIDFIRST BK |
| Aug 28, 2018 | Loan Modification, Mortgage MIDFIRST BK |
| Jul 27, 2017 | Loan Modification, Mortgage · Conventional with PMI MIDLAND MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2023 · Amount on Record |
| Deed Sale | Jan 24, 2023 · Amount on Record |
| Prior Sale | Jul 5, 2022 · Amount on Record |
| Deed Document Number | 20232280 |
| Deed Book / Page | 11658 / 775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jan 24, 2023 |
| Property Address | 2905 MURRO ST, SPRING LAKE, NC 28390-1631 |
| Document Number | 0116580775 |
| Book / Page | 11658 / 775 |
| Map Reference | MB 29 PG 81 |
| Instrument Date | Jan 18, 2023 |
| Instrument | 2280 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $286.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2014 BRAGG BLVD, FAYETTEVILLE, NC 28303-4353 |
| Name | Verified Name |
|---|---|
| Address | 2905 MURRO ST, SPRING LAKE, NC 28390-1631 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jul 5, 2022 |
| Property Address | 2905 MURRO ST, SPRING LAKE, NC 28390-1631 |
| Document Number | 0115140888 |
| Book / Page | 11514 / 888 |
| Map Reference | MB 29 PG 81 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 27212 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $115.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2014 BRAGG BLVD, FAYETTEVILLE, NC 28303-4353 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 2905 MURRO ST, SPRING LAKE, NC 28390-1631 |
| Document Number | 0105630685 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2905 MURRO ST SPRING LAKE NC 283901631, SPRING LAKE, NC 28390-1631 |
| Document Number | 0105630685 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 010563/000685 |
| Instrument | 25114 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Aug 12, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 2905 MURRO ST, SPRING LAKE, NC 28390-1631 |
| Document Number | 0103800160 |
| Instrument Date | Aug 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2905 MURRO ST SPRING LAKE NC 283901631, SPRING LAKE, NC 28390-1631 |
| Document Number | 0103800160 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 010380/000160 |
| Instrument | 28626 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Sep 24, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 2905 MURRO ST, SPRING LAKE, NC 28390-1631 |
| Document Number | 0101580285 |
| Book / Page | 010158 / 000285 |
| Instrument Date | Jul 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2905 MURRO ST SPRING LAKE NC 283901631, SPRING LAKE, NC 28390-1631 |
| Document Number | 0101580285 |
|---|---|
| Date | Aug 29, 2017 |
| Book Page | 010158/000285 |
| Instrument | 27400 |
| Name | MIDLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118-6116 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Aug 28, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $989.00 (+39.3%) | $98,358 (+34.93%) Land $18,000 Building $80,358 | $98,358 (+34.93%) Land $18,000 Building $80,358 |
| 2023 | $710.00 (+5.5%) | $72,896 Land $8,000 Building $64,896 | $72,896 Land $8,000 Building $64,896 |
| 2022 | $673.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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